Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Denver, CO metro
- Horizons North Credit UnionCash Management AccountSavings · $2,500 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No dividends will be earned on the days that the minimum balance falls below $2,500.
Offer: No dividends earned if balance falls below $2,500.
0.25% interest rate · Effective Jan 2, 2026
Rate by balance
Rate by balance for Cash Management Account Balance APY $2,500 – $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - Horizons North Credit UnionCash Management AccountCash Management Account · $2,500 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No dividends will be earned on the days that the minimum balance falls below $2,500.
Offer: No dividends will be earned on the days that the minimum balance falls below $2,500.
0.25% interest rate · Effective Jan 2, 2026
Rate by balance
Rate by balance for Cash Management Account Balance APY $2,500 – $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $0 min · 0.00%–1.36% by balance
Bank · 15 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 15 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - Air Academy Credit UnionMoney FundMoney Fund · $1,000 min · 0.40%–1.10% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Minimum balance of $1,000 required to earn dividends. Funds available for overdraft protection. Membership eligibility required.
0.40% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Fund Balance APY $1,000 – $2,500 0.40% $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.65% $250,000 – $500,000 0.70% $500,000 and up 1.10% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: The interest rate and the APY may change after account opening. Fees could reduce earnings on the account.
Offer: No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01.
0.23% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $5,000 0.23% $5,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.90% $100,000 – $250,000 1.36% $250,000 – $500,000 2.53% $500,000 and up 3.82% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 15 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 40 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 13 branches
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Credit Union of DenverMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.40% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Compounds monthly. Rate is variable. No service or low balance fees. Unlimited withdrawals. Membership eligibility is required.
Offer: First Tier. Minimum to open is $0.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $2,500 0.05% $2,500 – $10,000Second Tier. 0.20% $10,000 – $25,000Your amountThird Tier. 0.25% $25,000 – $45,000Fourth Tier. 0.30% $45,000 – $100,000Fifth Tier. 0.35% $100,000 and upSixth Tier. 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum balance requirement to earn dividends. Dividends are paid based on a balance-limit rate table. Limited to one Money Market Product per Membership.
Offer: Balance tier listed as < %50,000 in source schedule.
0.10% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Reverse Tier Savings Balance APY Any balance 0.10% Up to $2,000 6.00% $2,000 – $5,000 2.00% $5,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.25% Rate checked
More details - Air Academy Credit UnionReverse Tier SavingsSavings · $0 min · 0.05%–6.50% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Limit of one Reverse Tier Savings Account per member. Interest is paid at tier rates on the balances within each tier. Total interest paid is the sum of interest earned from each balance in each tier. APY paid is a blended APY of applicable tiers.
Offer: Interest paid at tier rate on balances within tier.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Reverse Tier Savings Balance APY Up to $2,000 6.50% $2,000 – $5,000 1.25% $5,000 – $10,000Your amount 0.25% $10,000 – $50,000 0.15% Over $50,000 0.05% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $50.00 minimum daily balance required to avoid monthly service fee. Interest is compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · $2 monthly fee · Effective Sep 18, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Denver, CO metro
211 accounts at 72 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 3.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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Denver, CO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Canvas Credit UnionCredit union · 22 branches
- Bellco Credit UnionCredit union · 21 branches