Bank · FDIC insured
High Plains Bank Savings Rates
High Plains Bank’s best savings rate is 0.45% APY on $10,000, with its High Yield Savings. Rates checked October 22, 2026.
How High Plains Bank’s savings rates compare
Compared with banks and credit unions near Denver, CO, where High Plains Bank has the most branches. $10,000, best rate first.
This bank’s best
High Plains Bank
0.45%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $45
High Yield Savings
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
High Plains Bank savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.23%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0001.36%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where High Plains Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
0.45%APY
The interest rate and the APY may change after account opening. Fees could reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. | 0.23% | — | No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. |
| $5,000 – $50,000No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. | 0.45% | $45 | No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. |
| $50,000 – $100,000No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. | 0.90% | — | No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. |
| $100,000 – $250,000No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. | 1.36% | — | No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. |
| $250,000 – $500,000No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. | 2.53% | — | No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. |
| $500,000 and upNo monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. | 3.82% | — | No monthly service, maintenance fees, or junk fees. Minimum balance to earn APY is $0.01. |
Special-purpose accounts
Health Savings Account (HSA)
0.50%APY
Designed for people covered by a High Deductible Health Plan (HDHP) to set aside money on a pre-tax basis for qualified medical expenses. The interest rate and the APY may change after account opening. Fees could reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0No monthly service and/or maintenance fees. Minimum balance to earn APY is $0.01.Over $0 | 0.50% | $50 | No monthly service and/or maintenance fees. Minimum balance to earn APY is $0.01. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.