Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Cincinnati, OH-KY-IN metro
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Hoosier Hills Credit UnionHigh Yield Money MarketHigh Yield Money Market · $5,000 min · 0.05%–4.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Not available for Public Funds. Qualification standards may apply. Minimum opening balance and average daily balance to avoid fees and earn dividends is $5,000. Dividends are calculated monthly and paid monthly. Rates are subject to change. Fees may reduce earnings.
0.05% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY $5,000 – $249,999Your amount 0.05% $250,000 – $499,999 3.15% $500,000 – $999,999 3.55% $1,000,000 – $2,999,999 3.85% $3,000,000 and up 4.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate paid quarterly. $100 minimum balance required to earn interest. 9 free debits per quarter; $2.00 fee per debit over 9 per quarter.
Offer: $100.00 minimum balance required to earn interest. Paid quarterly.
0.05% interest rate
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 46 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends earned based on balance maintained. Membership required.
Effective Oct 1, 2026
Rate checked
More details - Warsaw FederalSelect Money MarketSelect Money Market · $10,000 min · 0.05%–0.40% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Offer: Balance under $25,000. $10 monthly fee waived if daily balance at least $10,000.
0.05% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $25,000Your amount 0.05% $25,000 – $100,000 0.20% $100,000 and up 0.40% Rate checked
More details - Superior Credit UnionShare/Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Requires purchase of a $5.00 par value share in the credit union. Dividends paid quarterly on balances of $300.00 or greater. Minimum balance to earn dividends waived for minors' accounts.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share/Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Standard membership share savings account that establishes credit union membership. Minimum balance $5. Dividends paid monthly, calculated on a daily basis.
Offer: Minimum Balance $5. Dividends Paid Monthly. Dividend rate calculated on daily basis; APY based on dividends accumulating to account. No service fee.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - The Farmers State BankVariable Passbook SavingsSavings · $100 min · 0.00%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: $5 per quarter charge if the average daily balance falls below $100. 8 free withdrawals per quarter; $5 per withdrawal greater than 8.
Offer: $25 minimum average daily balance to earn interest. Interest credited quarterly. $5 per quarter charge if average daily balance falls below $100.
0.00% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Variable Passbook Savings Balance APY Up to $25 0.00% $25 and upYour amount 0.05% Rate checked
More details - The Farmers State BankHarvest Money Market SavingsHarvest Money Market Savings · $1,000 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum to open/minimum balance – $1000. Interest paid monthly. $1000 minimum average daily balance to earn interest. $5 per month charge if the average balance falls below $1,000.
Offer: Requires $1,000 minimum average daily balance to earn interest. $5 per month charge if average balance falls below $1,000.
0.05% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Harvest Money Market Savings Balance APY $1,000 – $25,000Your amount 0.05% $25,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Monthly fee of $1 is waived if average daily balance is at least $100.
Offer: Monthly fee of $1 is waived if average daily balance is at least $100.
0.05% interest rate · $1 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum balance required in Main Share Savings to open. No monthly service fee.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Cinfed Credit Union. $5 minimum deposit/balance requirement. No monthly service fees.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Summit High Yield or Cash Back Checking required to have a SaverPlus. Limit one SaverPlus per social security number. No monthly maintenance fee.
Offer: Non-qualified base rate: if qualifications are not met in Summit High Yield or Cash Back Checking.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cincinnati, OH-KY-IN metro
172 accounts at 64 banks and credit unions · checked Oct 16–23
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches