Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Chicago, IL-IN metro
- Abri Credit UnionPremier Money Market AccountPremier Money Market Account · $0 min · 0.10%–1.20% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance $2,000 required to avoid below minimum fee. Dividend rate and APY may change every dividend period as determined by the Board of Directors. Below minimum balance fee applies if balance falls below minimum during any month.
Offer: Below $2,000 average daily balance.
$10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $2,000 0.10% $2,000 – $10,000 0.85% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.10% $50,000 – $100,000 1.15% $100,000 and up 1.20% Rate checked
More details - Great Lakes Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 18 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires minimum deposit of $2,500 to open and minimum average daily balance of $2,500 to earn stated dividends. Up to 6 transfers/withdrawals per month. Additional APY available with qualifying Free Checking Account debit card transactions.
Offer: Tier 3: Earn an additional 1.00% APY on accompanying Money Market account with 40 or more Free Checking Account debit card transactions.
Qualified rate
Rate checked
More details - North Shore BankPremier Money MarketPremier Money Market · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Monthly maintenance fee is $0 or $20; waived with a $15,000 minimum daily balance.
Offer: Monthly maintenance fee waived with a $15,000 minimum daily balance.
1.00% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 1.00% $25,000 – $100,000 1.50% $100,000 – $250,000 2.75% $250,000 – $500,000 3.00% $500,000 and up 3.00% Rate checked
More details - Belmont Bank & Trust CompanyFree Kasasa SaverSavings · $50 min · 0.10%–1.00% by balance
Bank · 4 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Monthly e-statements are a condition of this account. Limit 1 account per social security number. No monthly maintenance fees.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met (at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction and at least 12 debit card purchases post and settle per monthly qualification cycle).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Aug 31, 2020
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $100,000Your amount 1.00% $100,000 and upWhen qualifications in linked Kasasa Cash or Kasasa Cash Back account are met; 0.10%* Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 12 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.75%–3.24% by balance
Credit union · 5 branches
0.99%APY$99 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Qualified rate: Requires bundling with qualifying Verve Optimum Checking with monthly aggregate ACH direct deposits of $1,000+, valid email, and eStatements.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.75% $10,000 – $20,000Your amount 0.99% $20,000 – $40,000 1.49% $40,000 – $75,000 2.24% $75,000 – $125,000 2.75% $125,000 – $200,000 2.99% $200,000 and up 3.24% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: Used for specific purposes or events such as tax payments, home escrow, insurance premiums, or unexpected emergencies. Dividends paid monthly based on daily average balance.
Offer: Dividends paid monthly based on the daily average balance.
0.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: A $5 minimum balance must be in the account to maintain active membership and be eligible to use other ALEC products and services. Savings account transactions will be limited. Dividends are paid monthly based on the daily average balance.
Offer: Dividends paid monthly based on the daily average balance. A $5 minimum balance must be in the account to maintain active membership.
0.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - NuMark Credit UnionMoney MarketMoney Market · $0 min · 0.30%–3.00% by balance
Credit union · 9 branches
0.85%APY$85 a year on $10,000Requirements
Product: Limited withdrawals (6 free each statement cycle). Fees may reduce earnings. Option of ordering checks.
Offer: Limited withdrawals (6 free each statement cycle). Minimum balance to earn interest is $0.01.
0.30% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.30% $2,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.00% $50,000 – $100,000 1.75% $100,000 – $250,000 2.50% $250,000 and up 3.00% Rate checked
More details - First Northern Credit UnionMoney Market DemandMoney Market Demand · $0 min · 0.05%–1.15% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Must maintain the minimum average daily balance to obtain the disclosed APY. Yields declared quarterly by the Board of Directors; dividends paid retroactively based on earnings. Listed APYs are for the period ending 2026-06-30. No monthly maintenance fee if minimum average daily balance is met ($2,500). Up to 6 withdrawals/transfers per month; no more than 3 of those by check, draft, or similar order. Convenient check writing with free standard checks for life.
Offer: APY for $0–$2,499.99. This balance is below the $2,500 ADB required to avoid the $15 monthly minimum-balance fee and to obtain the disclosed APY; $20 annual fee if average annual daily balance falls below the required minimum.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Demand Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amountAPY for $2,500–$24,999.99. $15 monthly fee if ADB falls below $2,500 during a statement cycle; Must maintain minimum ADB to obtain disclosed APY. 0.85% $25,000 and upAPY for $25,000 and above. $15 monthly fee if average daily balance falls below $2,500 during a statement cycle; $20 annual fee if average annual daily balance falls below the required minimum for the year. Must maintain minimum ADB to obtain disclosed APY. 1.15% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 183 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Hometown National BankHometown Select Savings AccountSavings · $1,000 min · 0.20%–0.75% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: A higher yielding savings account for consumers with larger balances. Interest is earned on balances of $1,000.00 or more; compounded and credited every calendar quarter.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Hometown Select Savings Account Balance APY $1,000 – $2,500 0.20% $2,500 – $5,000 0.50% $5,000 and upYour amount 0.75% Rate checked
More details - Maroon Financial Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.77% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Avoid the $25 monthly service fee by maintaining a $2,500 minimum balance. Includes 6 free transactions per month by pre-authorized automatic, telephone, drafts, debit cards, or other similar order; $5 per transaction in excess thereafter. Unlimited in-person or mail withdrawals.
Offer: Minimum balance to earn stated APY is $2,500. $25 monthly service fee waived by maintaining a $2,500 minimum balance.
0.00% interest rate · $25 monthly fee · Effective Jul 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $19,999Your amount 0.75% $20,000 – $74,999 1.51% $75,000 and up 1.77% Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 5 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - Everwise Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.75%–1.26% by balance
Credit union · 5 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered dividend structure. No term commitment.
Offer: Balance required to earn dividends: Less than $100,000.
0.75% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.75% $100,000 and up 1.26% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches