Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Chicago, IL-IN metro
- MSU Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,000 min · 1.25%–1.85% by balance
Credit union · 11 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: Dividends are calculated daily and paid monthly on balances of $2,000 or more. A monthly fee of $5.00 applies if the balance falls below $2,000. No debit card required and paper statements are optional. Membership in MSUFCU requires opening a Spartan Saver account with a $5 opening deposit.
Offer: Tier 1 rate. $5 monthly fee applies if balance falls below $2,000. Valid thru 10/11/2026.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,000 and up 1.25% $10,000 and upYour amountTier 2 rate. 1.25% $50,000 and upTier 3 rate. 1.50% $100,000 and upTier 4 rate. 1.85% Rate checked
More details - 1.20%APY$120 a year on $10,000intro rate
Requirements
Product: NEW MONEY ONLY. Minimum daily balance of $10,000.00 to avoid $25.00 monthly maintenance fee. AMB reserves the right to accept balances over $1 million. $10.00 fee for each preauthorized transfer including checks over 6 per month.
Offer: NEW MONEY ONLY. Minimum daily balance of $10,000.00 to avoid $25.00 monthly maintenance fee. $10.00 fee for each preauthorized transfer including checks over 6 per month.
Promotional rate · 1.20% interest rate · $25 monthly fee · Effective Jan 12, 2026
Rate checked
More details - Northwest Municipal Federal Credit UnionRegular Share AccountsSavings · $50 min · 0.79%–3.04% by balance
Credit union · 1 branch
1.19%APY$119 a year on $10,000Requirements
Product: Dividends are calculated by the average daily balance method and paid quarterly. A minimum average daily balance of $50.00 is required to earn dividends, except for members under age 18.
0.79% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Regular Share Accounts Balance APY Up to $5,000 0.79%* $5,000 – $25,000Your amount 1.19%* $25,000 – $50,000 1.81%* $50,000 and up 3.04%* Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Hometown National BankFoundations Money Market AccountFoundations Money Market Account · $2,500 min · 0.05%–1.97% by balance
Bank · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Minimum required to open is $2,500.00. A $10.00 monthly service fee applies if the balance falls below $2,500.00 on any day during the statement cycle.
Offer: $10.00 service fee applies if balance falls below $2,500.00 on any day during statement cycle.
0.05% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Foundations Money Market Account Balance APY Up to $2,500 0.05% $2,500 – $50,000Your amount 1.11% $50,000 – $100,000 1.41% $100,000 – $250,000 1.71% $250,000 and up 1.97% Rate checked
More details - Earthmover Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 1.05%–1.50% by balance
Credit union · 6 branches
1.05%APY$105 a year on $10,000Requirements
Product: Credit union membership is required. Dividends are compounded monthly. Write up to three checks per month and make up to three free withdrawals per month. No monthly fee if minimum balance is maintained daily. Minimum balance to earn dividends is $1,500.
Offer: Deposit tier $1,500-10,000. Minimum deposit of $1,500 required for Money Market Accounts. No monthly fee if minimum balance is maintained daily.
1.05% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $10,000Your amount 1.05% $10,000 – $25,000 1.10% $25,000 – $50,000 1.30% Over $50,000 1.50% Rate checked
More details - First State BankFirst Class Money MarketFirst Class Money Market · $2,500 min · 1.00%–2.27% by balance
Bank · 7 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance. Interest compounded daily, paid monthly. Interest rate subject to change every Wednesday / every other Wednesday. Rates are variable and may change after account is opened. Fees may reduce earnings. A $50 fee will be charged if the account is closed within 90 days.
Offer: Minimum balance to earn APY: $0.00 to $2,499.99. $2,500.00 Minimum To Open. Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance.
1.00% interest rate · Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for First Class Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.26% $100,000 and up 2.27% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No monthly maintenance fees.
Offer: Minimum to earn stated APY is $5,000.
1.00% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Maintenance fee applies only when account balance falls below $200 minimum balance any day during the month. Accounts with $0 balance for 30 days will be automatically closed.
Offer: Credit frequency: Quarterly. Daily collected balance method. The APY is paid on the full balance for that tier. Monthly maintenance fee of $5 waived with minimum balance of $200.
1.00% interest rate · $5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - Fox Valley Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–1.41% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are paid monthly and a minimum balance of $1,000 is required.
Offer: Dividends Paid Monthly
1.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 1.00% $10,001 – $20,000 1.11% $20,001 – $50,000 1.21% $50,001 – $100,000 1.31% $100,001 and up 1.41% Rate checked
More details - New Century Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.75%–1.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: APY paid on average daily balance; must maintain the account's minimum average daily balance to obtain the disclosed APY. Yields paid monthly. Rates subject to change.
Offer: Deposit $2,000 to $9,999.99. APY on average daily balance; maintain the account minimum average daily balance to obtain disclosed APY. Yields paid monthly.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $10,000 0.75% $10,000 – $75,000Your amountDeposit $10,000 to $74.999.99 as stated. 1.00% $75,000 and upDeposit $75,000 and above. 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Two-Star Award: Meet requirements for preceding level (maintain Power Checking Account) and use VISA Debit Card for at least 4 purchases a month (purchases only; ATM withdrawals do not apply).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Deposits can be made by payroll deductions or automatic transfer with the exception of initial deposit. Withdrawals can only be made during the months of May, June, July, and August. Funds will be transferred automatically to your MSUFCU checking or savings account.
Offer: Withdrawals restricted to May, June, July, and August.
Effective Aug 25, 2026
Rate checked
More details - Purdue Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–2.53% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility required. $5 deposit in Member Ownership Share required.
Offer: Tier 1 rate.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $7,500 0.10% $7,500 – $25,000Your amountTier 2 rate. 1.00% $25,000 – $100,000Tier 3 rate. 1.31% $100,000 – $250,000Tier 4 rate. 1.76% $250,000 and upTier 5 rate. 2.53% Rate checked
More details - First Eagle Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–1.31% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Write up to 3 checks per month directly from account; up to 6 withdrawals monthly. Earn rates on balances of $2,500+.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $20,000Your amount 1.00% $20,000 – $50,000Split Rate 1.16% $50,000 and upSplit Rate 1.31% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches