Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Chicago, IL-IN metro
- First State Bank of PorterMoney Market AccountMoney Market Account · $1,000 min · 0.07%–0.50% by balance
Bank · 3 branches
0.07%APY$7 a year on $10,000Requirements
Product: Available to consumer and business customers. Variable rate account subject to change weekly. Interest compounds monthly and is calculated using the daily balance method. $10.00 monthly maintenance fee if balance falls below $5,000.00 during the monthly statement cycle.
Offer: Tier 1 ($24,999.99 and under). Monthly maintenance fee of $10.00 is waived if balance stays at or above $5,000.00 during the monthly statement cycle.
0.07% interest rate · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.07% $25,000 – $100,000 0.20% $100,000 and up 0.50% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 115 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 126 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must establish Credit Union membership and be in good standing. Dividends compounded and paid monthly. $1 minimum balance fee charged per month if balance falls below $5 until balance is brought back to $5.
Offer: Accounts will not earn dividends until balance reaches $100. $1 minimum balance fee per month if balance falls below $5.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must have a Credit Union membership established and be in good standing. Minimum balance to open the account and to earn dividends is $0.
Offer: Minimum balance to open the account and to earn dividends is $0.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: CTCU membership established via share savings. Minimum balance to earn stated dividend rate and APY is $5.00.
Offer: Minimum amount to earn stated dividend rate and APY is $5.00.
0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires CTCU membership. Regular Share Savings Account establishes membership with Community Trust Credit Union. Ownership set up on primary savings is the ownership for all accounts opened under this membership. Make up to 6 free transfers to/from this account from home automatically or manually. Dividends accrue daily, compounded and paid monthly. Minimum balance of $5.00 must be maintained.
Offer: Requires CTCU membership. A $5.00 minimum balance must be maintained. Dividends accrue daily, compounded and paid monthly.
0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONPlatinum Money MarketPlatinum Money Market · $10,000 min · 0.03%–0.15% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Variable rate account. Rates may change without notice. Monthly fee if account falls below required monthly balance. Free 1st check order upon opening Preferred NOW Checking or Money Market Accounts. Fees may reduce APY.
Offer: Monthly fee if account falls below required monthly balance. Fees may reduce APY.
0.03% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $9,999 0.03% $10,000 and upYour amount 0.05% $50,000 and up 0.10% $100,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain a $5 minimum daily balance to keep this account open and earn the stated APY. Must maintain a $200 minimum daily balance in your account to avoid a service fee unless you are under 18 or you maintain a Kasasa Saver account, credit union certificate, money market account, $200 or more in a qualifying account.
Offer: Must maintain a $5 minimum daily balance to keep this account open and to earn the stated APY. Must maintain a $200 minimum daily balance in your account to avoid a service fee.
0.05% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: No monthly maintenance fee. No minimum deposit to open. Only available with free Kasasa Cash or Kasasa Cash Back checking. Limit of one Kasasa Saver Account per taxpayer identification number.
Offer: When linked Kasasa checking account qualifications are not met, the entire daily balance in the Kasasa Saver Account earns a dividend rate of 0.0499% resulting in an annual percentage yield of 0.05%.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Minimum $10,000 average daily balance is required to earn dividends. No minimum balance to open.
Offer: Standard rate applied when account activity does not meet Advantage Plus qualifications; requires a minimum $10,000 daily balance to earn dividends.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum opening balance. No monthly maintenance fees. Earns quarterly dividends on balances of $500 or more.
Offer: Earns interest/dividends quarterly on balances of $500 or more.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 160 banks and credit unions · checked Oct 22–23
- Typical
- 0.21%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- CIBC Bank USABank · 5 branches
- New Century Federal Credit UnionCredit union · 2 branches