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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 16–30 results in Charlotte, NC-SC metro

  1. Carolina Federal Credit UnionMoney MarketMoney Market · $2,500 min · 2.00%–2.50% by balance

    Credit union · 1 branch

    2.10%APY$210 a year on $10,000
  2. Civic Federal Credit UnionMoney Market AccountMoney Market Account · $250 min

    Credit union · 1 branch

    2.05%APY$205 a year on $10,000
  3. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000
  4. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min

    Credit union · 2 branches

    2.02%APY$202 a year on $10,000intro rate
  5. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionEmergency Fund SavingsSavings

    Credit union · 2 branches

    2.02%APY$202 a year on $10,000intro rate
  6. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionSecondary SavingsSavings

    Credit union · 2 branches

    2.02%APY$202 a year on $10,000intro rate
  7. Top Carrot, Carrot Score 91
    Carolinas Telco Federal Credit UnionTrust SavingsSavings · $100 min

    Credit union · 5 branches

    2.02%APY$202 a year on $10,000
  8. Top Carrot, Carrot Score 91
    Carolinas Telco Federal Credit UnionHigh Yield SavingsSavings · $100 min · 2.02%–2.53% by balance

    Credit union · 5 branches

    2.02%APY$202 a year on $10,000
  9. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 7 branches

    2.00%APY$200 a year on $10,000with conditions
  10. U.S. BankBank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 7 branches

    2.00%APY$200 a year on $10,000with conditions
  11. Carter BankPremium Money Market AccountPremium Money Market Account

    Bank · 3 branches

    1.75%APY$175 a year on $10,000
  12. Latino Community Credit UnionMoney MarketMoney Market · $500 min

    Credit union · 5 branches

    1.60%APY$160 a year on $10,000
  13. Top Carrot, Carrot Score 94
    Nova Credit UnionMoney Market AccountMoney Market Account · $500 min · 1.51%–2.02% by balance

    Credit union · 3 branches

    1.51%APY$151 a year on $10,000
  14. Top Carrot, Carrot Score 95
    Allegacy FinancialRetail Money MarketRetail Money Market · $50 min · 1.50%–2.00% by balance

    Credit union · 5 branches

    1.50%APY$150 a year on $10,000
  15. Piedmont Advantage Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.35%–2.00% by balance

    Credit union · 2 branches

    1.35%APY$135 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Charlotte, NC-SC metro

131 accounts at 42 banks and credit unions · checked Oct 16–22

Typical
0.15%
Top 10% from
2.15%
Banks, typical
0.06%
Credit unions, typical
0.25%

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Charlotte, NC-SC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 13 branches
  2. Allegacy FinancialCredit union · 5 branches
  3. American Airlines Federal Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate