Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Cedar Rapids, IA metro
- 0.50%APY$50 a year on $10,000
Requirements
Product: Free online Banking, Free Mobile Banking, Free eStatements. Available for Personal or Business.
Offer: Maintenance fee of $10.00 may apply per statement cycle if the average daily collected balance falls below $50.00.
0.50% interest rate · $10 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Base charge of $5.00 imposed every statement cycle if the balance falls below $25.00 any day of the cycle. Transfers limited to four per month; $1.00 per debit fee for withdrawals/payments in excess of four per statement cycle.
Offer: Minimum opening deposit and balance to obtain APY is $25. Monthly fee of $5.00 waived if balance does not fall below $25.00 any day of the statement cycle.
0.50% interest rate · $5 monthly fee · Effective Jun 28, 2022
Rate checked
More details - City & County Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.10%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance of $2,500 required; a fee is charged if balance drops below $2,500.
Offer: A fee is charged if you drop below the $2,500 minimum balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.10% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.55% $100,000 and up 0.65% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Dividends are calculated by the daily balance method and paid quarterly. APY is based on the minimum daily balance maintained each day. Dividends are paid from date of deposit to date of withdrawal.
0.25% interest rate
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.35% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Dupaco Community Credit UnionInvestor's Choice Money MarketInvestor's Choice Money Market · $2,500 min · 0.20%–0.40% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: Available to individual and small business member accounts only. NOT available to investment companies and financial institutions. Maximum deposit limits may apply. Check-writing is not available. Minimum withdrawal $250. No penalties for withdrawals made in-branch.
Offer: Min. to Earn $0.01.
0.20% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Investor's Choice Money Market Balance APY Up to $2,500 0.20% $2,500 – $10,000to Earn $2,500.00. 0.25% $10,000 – $25,000Your amountto Earn $10,000.00. 0.30% $25,000 – $100,000to Earn $25,000.00. 0.35% $100,000 and upto Earn $100,000.00. 0.40% Rate checked
More details - First Federal Credit Union.Personal Money MarketPersonal Money Market · $1 min · 0.10%–0.40% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: No monthly maintenance fee. Compounded rates paid on entire account balance.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.25% $25,000 – $499,999 0.40% $500,000 and up 0.40% Rate checked
More details - Fairfax State Savings BankInsured Money Market Savings AccountInsured Money Market Savings Account · $5,000 min
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum balance to open account is $5,000.00 and minimum average daily balance of $5,000.00 is required to obtain the disclosed annual percentage yield. Interest rates subject to change.
Offer: Minimum average daily balance of $5,000.00 is required to obtain the disclosed annual percentage yield.
0.25% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - Quaker Oats Credit UnionShare Savings AccountSavings · $100 min · 0.01%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Must open and maintain a minimum balance of $5 to maintain membership. Dividends paid on balances of $100 and over.
0.01% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $1,000 0.01% $1,000 – $5,000 0.10% $5,000 – $10,000 0.15% $10,000 and upYour amount 0.25% Rate checked
More details - Quaker Oats Credit UnionStrike Savings AccountSavings · $0 min · 0.00%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: No minimum balance to open. Dividends paid on balances of $1,001.00 and over. Must have a Share Savings Account opened first.
0.00% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Strike Savings Account Balance APY Up to $1,000 0.00% $1,001 and upYour amount 0.25% Rate checked
More details - Farmers State BankRegular Savings AccountSavings · $50 min · 0.00%–0.40% by balance
Bank · 7 branches
0.20%APY$20 a year on $10,000Requirements
Product: A maintenance fee of $3.00 per month applies if minimum daily balance of $100.00 is not maintained. A withdrawal fee of $0.50 applies for each withdrawal in excess of 6 per month unless a $2,500.00 average daily balance is maintained. Maximum 6 preauthorized/automatic transfers or withdrawals per statement cycle.
0.00% interest rate · $3 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $100 0.00% $100 – $1,000 0.05% $1,000 – $20,000Your amount 0.20% $20,000 and up 0.40% Rate checked
More details - Farmers State BankUltimate Savings AccountSavings · $10,000 min · 0.00%–3.00% by balance
Bank · 7 branches
0.20%APY$20 a year on $10,000Requirements
Product: Balances below $10,000.00 will not earn interest. No monthly maintenance fee. Penalty for early withdrawal is seven days interest on amounts withdrawn or $50.00, whichever is greater, except one penalty-free withdrawal permitted during first five business days of each month if funds have been on deposit 6+ business days without withdrawals in prior 6 business days. Not available for public funds or individual retirement accounts. Online account opening not available.
0.00% interest rate · No monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Ultimate Savings Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.40% $50,000 – $100,000 1.00% $100,000 – $249,999 2.25% $250,000 and up 3.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: If balance falls below $1,000, no interest is earned for that day.
0.05% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $74,999Your amount 0.20% $75,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cedar Rapids, IA metro
96 accounts at 32 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.23%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Cedar Rapids, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 4 branches
- Bankers TrustBank · 2 branches
- Corda Credit UnionCredit union · 4 branches