Credit union · NCUA insured
Quaker Oats Credit Union Savings Rates
Quaker Oats Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings Account. Rates checked October 16, 2026.
How Quaker Oats Credit Union’s savings rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Quaker Oats Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Quaker Oats Credit Union
0.25%APY
- Minimum
- $5
- Earns on $10,000 a year
- $25
Share Savings Account
Top rate
Collins Community Credit Union
3.05%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
2nd-highest rate
Dupaco Community Credit Union
2.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $225
Quaker Oats Credit Union savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Quaker Oats Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.25%APY
Must open and maintain a minimum balance of $5 to maintain membership. Dividends paid on balances of $100 and over.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $1,000 | 0.01% | — |
| $1,000 – $5,000 | 0.10% | — |
| $5,000 – $10,000 | 0.15% | — |
| $10,000 and up | 0.25% | $25 |
Sources (2)
All captured Sep 18, 2026
Strike Savings Account
0.25%APY
No minimum balance to open. Dividends paid on balances of $1,001.00 and over. Must have a Share Savings Account opened first.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,001 and up | 0.25% | $25 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club Account
1.00%APY
No minimum balance to open. Funds automatically transfer to regular savings accounts on November 1st every year. Must have a Share Savings Account opened first.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Sep 18, 2026
LIFE Timer’s Club Account
0.30%APY
Available to members 55+ years old. Minimum balance of $1,000 required for account benefits.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000For members 55+ years old. | 0.00% | — | For members 55+ years old. |
| $1,000 – $10,000For members 55+ years old. | 0.30% | $30 | For members 55+ years old. |
| $10,000 – $20,000For members 55+ years old. | 0.50% | — | For members 55+ years old. |
| $20,000 – $50,000For members 55+ years old. | 0.60% | — | For members 55+ years old. |
| Over $50,000For members 55+ years old. | 0.75% | — | For members 55+ years old. |
Sources (2)
All captured Sep 18, 2026
Teen Savings Account
0.25%APY
For teens ages 13-17. Requires opening deposit of $5.00 and maintaining a $5 balance to keep membership active.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor teens ages 13-17.Any balance | 0.25% | $25 | For teens ages 13-17. |
Sources (2)
All captured Sep 18, 2026
Youth Savings Account
0.25%APY
Designed for children ages 0-12. No monthly fees and no minimum balance requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor children ages 0-12.Any balance | 0.25% | $25 | For children ages 0-12. |
Sources (2)
All captured Sep 18, 2026
Vacation Club Account
0.00%APY
No minimum balance to open. Must have a Share Savings Account opened first.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Sources (2)
All captured Sep 18, 2026
Who can join Quaker Oats Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retirees of the Quaker Oats Company, Tree House Foods (formerly known as Ralston Foods), PMX Industries, Circle Computer Resources, and CCB Packaging.
Family and household
- Membership is open to family members of employees and retirees of the Quaker Oats Company, Tree House Foods (formerly known as Ralston Foods), PMX Industries, Circle Computer Resources, and CCB Packaging.
Membership information collected October 4, 2026.