Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in Boston, MA-NH metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Part of the Veteran Salute Suite collection of banking benefits available to veterans, active-duty service members, National Guard, Reserve, and their immediate families (spouse and children ages 26 and under who are attending school or surviving spouse). Dividends labeled as Interest on Statement and Online Banking. Fees may reduce earnings. Variable share account rate subject to change.
Offer: $5.00 deposit required to open, $50.00 balance required to earn dividends/advertised APY.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fees. Dividends labeled as Interest on Statement and Online Banking. Fees may reduce earnings. Variable share account rate subject to change.
Offer: $5.00 minimum balance required to open and $50.00 to earn the advertised APY.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - OneUnited BankUNITY Money MarketUNITY Money Market · $500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge membership fee of $12.00 is avoided with a minimum balance of $500.
Offer: Rate requires a minimum average daily balance of $500 – $24,999. Monthly fee of $12.00 avoided with a minimum balance of $500.
0.05% interest rate · $12 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY Money Market Balance APY $500 – $24,999Your amount 0.05% $25,000 – $74,999 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable interest rate. Fees could reduce earnings on the account.
Offer: Minimum balance to earn APY is $100. Variable interest rate; fees could reduce earnings.
0.05% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable interest rate. Fees could reduce earnings on the account.
Offer: Minimum balance to earn APY is $250. Variable interest rate; fees could reduce earnings.
0.05% interest rate · Effective Sep 24, 2026
Rate checked
More details - Stoneham Municipal Employees Federal Credit UnionAll Purpose SharesSavings · $100 min
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly based on Average Daily Balance.
Offer: Dividends are compounded and credited monthly based on Average Daily Balance.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Stoneham Municipal Employees Federal Credit UnionRegular Shares SavingsSavings · $100 min
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Deposit $5 to open a Primary Share (Savings) Account and become a member/owner/shareholder of the credit union.
Offer: Dividends are compounded and credited monthly based on Average Daily Balance. Minimum balance required for dividends is $100.00. Minimum balance required is $5.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required. Personal accounts only. Dividends are compounded monthly on accounts with a minimum $100 average daily balance.
Offer: Dividends are compounded monthly on accounts with a minimum $100 average daily balance.
0.05% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - Fidelity BankPlus Money MarketPlus Money Market · $2,500 min · 0.04%–0.07% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Offer: Available exclusively to Plus Spending relationship clients. Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Qualified rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Plus Money Market Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.07% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Link with a Lowell Five Checking account to cover overdrafts. Fees could reduce earnings. Account rate is variable and is subject to change at any time.
Offer: Variable rate. Link with a Lowell Five Checking account to cover overdrafts. Fees could reduce earnings.
Qualified rate · Effective Sep 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free eStatements ($10/month for paper statements). No early withdrawal penalties. Fees could reduce earnings. Account rate is variable and is subject to change at any time.
Offer: Free eStatements; $10/month fee for paper statements. Variable rate. Fees could reduce earnings.
No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 0.05% $50,000 and up 3.00% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Personal accounts only. Pair with Premium Checking for tier rates; accounts without Premium Checking earn 0.05% APY regardless of balance. No monthly maintenance fees. $250 minimum opening deposit.
Offer: Rate applied without Premium Checking account.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Variable rate may change after account is opened. Transaction limit of 6 pre-authorized, automatic, check, or telephone transfers per statement cycle.
Offer: $10.00 minimum balance required to open account and earn interest/APY. Variable rate may change after account is opened.
Promotional rate · 0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - StonehamBankOptimum Money MarketOptimum Money Market · $10 min · 0.00%–0.20% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance fee of $5 is waived with a $2,500 average daily balance. $10 minimum balance to open and earn APY. Interest compounded and credited monthly.
Offer: Monthly maintenance fee of $5 is waived with a $2,500 average daily balance. $10 minimum balance to open and earn APY.
0.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Optimum Money Market Balance APY Up to $10 0.00% Up to $25,000Your amount 0.05% $25,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate account; rate may change after account is opened. Fees may reduce earnings. Funds can be accessed using deposit and withdrawal slips, through ATMs, 24-hour telephone banking, or online banking platform. Transfers from a Heritage savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle.
0.05% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Heritage Savings Balance APY $500 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Boston, MA-NH metro
447 accounts at 149 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.19%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches