Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Boise City, ID metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain an average daily balance of $5 to earn Annual Percentage Yield (APY).
Offer: Must maintain an average daily balance of $5 to earn APY.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Each primary account holder is allowed one (1) SuperSaver account per tax identification number. To qualify for tiered APY/rates during a monthly statement cycle: minimum of one (1) posted Round-Up transfer from checking, minimum of one (1) deposit of at least $30 or two (2) deposits of at least $15, no withdrawal transactions, and receive e-statements. Otherwise, base rate applies.
Offer: Base rate applied to all balances if monthly eligibility requirements are not met or if a withdrawal transaction occurs during the statement cycle.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Jun 24, 2026
Rate by balance
Rate by balance for SuperSaver Savings Balance APY Any balance 0.10% Up to $500Requires meeting monthly qualification requirements (1 posted Round-Up transfer, deposit of $30 or two $15 deposits, no withdrawals, e-statements). 10.47% $500 – $1,000Blended APY ranges from 10.47% to 7.79%. Requires meeting monthly qualifications. 5.13%* $1,000 – $2,000Blended APY ranges from 7.79% to 4.40%. Requires meeting monthly qualifications. 1.01%* Over $2,000Your amountBlended APY ranges from 4.40% to 0.10%. Requires meeting monthly qualifications. 0.10%* Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership at Westmark Credit Union. Requires a $5 minimum deposit and balance. Dividends compounded quarterly.
Offer: Dividends compounded quarterly. No monthly maintenance fee.
Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance or deposit requirements. Dividends compounded monthly.
Offer: Dividends compounded monthly. No monthly maintenance fee.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Frontier Credit UnionInsured Money MarketInsured Money Market · $0 min · 0.05%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $0.00.
0.05% interest rate · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Insured Money Market Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.10% $20,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Annual Percentage Yield subject to change at any time. Minimum Balance to Earn Dividends is $50.00.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Represents ownership share in the credit union. No minimum requirements to open an account per savings FAQs.
Offer: Dividends of 0.10% APY.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends compounded quarterly.
Offer: Earn 0.10% interest no matter what the balance is; dividends compounded quarterly.
0.10% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived with a $5,000 minimum daily balance during that monthly statement cycle.
Offer: Monthly fee waived with $5,000 minimum daily balance.
0.05% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Banner's Best Savings Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $249,000 0.35% $250,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - Banner BankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.50% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minors (ages 12-17) are eligible if a parent or guardian (age 18+) is also an account owner. $10 monthly service charge waived with a $1,000 minimum daily balance during the monthly statement cycle.
Offer: Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Boise City, ID metro
122 accounts at 36 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Boise City, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- ICCUCredit union · 26 branches
- Westmark Credit UnionCredit union · 5 branches