Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Boise City, ID metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: ICCU debit card purchases are rounded up to next whole dollar and deposited into savings.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available to every Idahoan. Tax deductions can only be taken on Idaho income tax returns. Individuals may contribute up to $10,000 each calendar year; married couples filing jointly can contribute up to $20,000.
Offer: Maintain $50 minimum average balance to obtain the disclosed APY; dividends paid quarterly.
0.20% interest rate · No monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $25.00 minimum balance to open, maintain account and earn dividends. $25 is member share and not available for transactions. Linked to Checking for free overdraft protection. No monthly fees.
0.20% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: $100.00 opening deposit required with new-to-Tech CU money (deposited from an external source within 21 days of account opening). $0.01 minimum balance to maintain account and earn dividends. No monthly maintenance fee. Must open and accompany a Tech CU Checking Account on membership for qualified tier rates; if qualifying transactions are not posted during the calendar month, unqualified rates apply. Blended tiered APY. Overdraft protection not available. Limited to one per membership. Not available on Business, IRA, or HSA.
Offer: Unqualified accounts: if all qualifying transactions are not posted during the calendar month, entire balance earns this rate.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - Washington Trust BankPreferred Money MarketPreferred Money Market · $500 min · 0.15%–0.75% by balance
Bank · 6 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $10 waived if the $3,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $10 waived if $3,000 average ledger balance is maintained.
0.15% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY $1 and up 0.15% $5,000 and up 0.15% $10,000 and upYour amount 0.20% $15,000 and up 0.20% $25,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 0.75% $1,000,000 and up 0.75% Rate checked
More details - Washington Trust BankSignature Money MarketSignature Money Market · $10,000 min · 0.15%–2.02% by balance
Bank · 6 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $15 waived if the $20,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $15 waived if $20,000 average ledger balance is maintained.
0.15% interest rate · $15 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY $1 and up 0.15% $10,000 and upYour amount 0.20% $20,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 2.02% $1,000,000 and up 2.02% $3,000,000 and up 2.02% $5,000,000 and up 2.02% Rate checked
More details - Frontier Credit UnionVelocity Money MarketVelocity Money Market · $0 min · 0.20%–2.02% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Offer: Tier 1: Daily balance in tier 1 ($0.00 up to $49,999.99) earns 0.20% interest rate and 0.20% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $0.00.
0.20% interest rate · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $50,000Your amount 0.20% $50,000 – $75,000 0.50% $75,000 – $100,000 1.00% $100,000 – $150,000 1.51% $150,000 and up 2.02% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance to earn dividends is $25.00. Rates subject to change by Board of Directors' action.
Offer: Minimum balance to earn dividends is $25.00.
Effective Sep 2, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number.
Offer: Earned on the portion of average daily balance greater than $25,000 when qualifications are met on the linked Kasasa checking account.
Qualified rate · 0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Flexible savings account in addition to Share Savings account.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Secondary Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Required to become a member of ICCU. Limit one share savings account per membership.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate by balance
Rate by balance for Share Balance APY Up to $10,000 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.12%APY$12 a year on $10,000
Requirements
Product: Must maintain an average daily balance of $5 to earn Annual Percentage Yield (APY).
Offer: Tier 1: $5 average daily balance.
No monthly fee
Rate by balance
Rate by balance for Savings Plus Balance APY $5 and up 0.07% $1,000 and upYour amount 0.12% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividend period is monthly.
Offer: Minimum balance to earn dividends is $300.00. Rates on variable rate accounts could change after account opening. Fees may reduce earnings.
Effective Sep 2, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Boise City, ID metro
122 accounts at 36 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Boise City, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- ICCUCredit union · 26 branches
- Westmark Credit UnionCredit union · 5 branches