Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Beaumont, TX metro
- Rave FinancialMoney Market AccountMoney Market Account · $2,000 min · 0.40%–0.80% by balance
Credit union · 8 branches
0.60%APY$60 a year on $10,000Requirements
Product: Open online or in person with an investment of $2,000 or more. No minimum balance requirement. Dividends are compounded monthly and calculated on daily balance.
0.40% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 and up 0.80% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $2,500 to earn dividends. Includes 6 free withdrawals each month. No monthly service fees.
Offer: Competitive dividends on balances of $2,500 or more. Must maintain a minimum balance of $2,500 to earn dividends.
0.60% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Neches Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–0.80% by balance
Credit union · 11 branches
0.60%APY$60 a year on $10,0000.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.10% $2,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% $50,000 and up 0.80% Rate checked
More details - DuGood Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.60%–0.85% by balance
Credit union · 11 branches
0.60%APY$60 a year on $10,000Requirements
Product: Anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County is eligible to join. Members can also sponsor their immediate family.
0.60% interest rate · Effective Feb 18, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 and upYour amount 0.60% $50,000 and up 0.60% $100,000 and up 0.85% Rate checked
More details - Education First Federal Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.00%–0.90% by balance
Credit union · 7 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership is open to anyone who lives, works, or worships in the Texas counties of Angelina, Chambers, Jasper, Jefferson, Hardin, Liberty, Newton, Orange, Polk, Sabine, San Augustine, Shelby, Trinity, and Tyler. Fees could reduce earnings on this account.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,000 0.00% $2,000 – $19,999Your amount 0.50% $20,000 – $50,000 0.60% $50,000 – $250,000 0.70% $250,000 and up 0.90% Rate checked
More details - Golden Triangle Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership available to people who live, work, worship, or attend school in eligible areas, along with qualifying family and household members.
Offer: Minimum balance to earn APY is $1,000.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,500 0.25% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% Over $50,000 1.01% Rate checked
More details - 5Point Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.20%–1.25% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Enjoy a higher rate of return on your balance while keeping the flexibility to make unlimited in-person withdrawals and/or six other transactions monthly. Fees could reduce earnings on this account.
Offer: Fees could reduce earnings on this account.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.20% $2,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $500,000 0.60% $500,000 and up 1.25% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: All you need is a minimum deposit of $5.00 to open your account. Dividends are calculated and paid quarterly. Non-term share account dividends are declared at the end of each quarter and are subject to change without notice. Eastex offers share savings clubs: Lonestar (kids age 12 and under), Silver Club (50+ account), and iSave (teens and young adults age 13-22).
Offer: Balance < $10,000. Dividends are declared at the end of each quarter and subject to change without notice.
0.25% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Gulf Credit UnionMoney MarketMoney Market · $2,000 min · 0.15%–0.60% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: 6 withdrawals per month.
Offer: Compounded and paid monthly.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,999 0.15% $2,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.55% $1,000,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates are subject to change at any time and are not guaranteed. Requires credit union membership.
0.25% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 deposit establishes lifetime membership and represents one share of ownership in the credit union, which must be maintained as long as you are a member of the credit union. No monthly fee. This savings account can be linked as an overdraft source for your checking account. Dividends are paid and compounded monthly on daily balance. Quarterly statements are provided showing all transactions and dividends earned.
Offer: Dividends paid monthly. Minimum balance to earn APY is $5. Opening minimum balance is $5. No monthly fee.
0.20% interest rate · Compounded monthly · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable-rate account; rate may change after account is opened. Fees could reduce earnings. Access online, at any location, or via ATM. Membership required.
0.20% interest rate · Effective Jul 8, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Beaumont, TX metro
63 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Beaumont, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Eastex Credit UnionCredit union · 2 branches
- Neches Federal Credit UnionCredit union · 11 branches
- Synergy Federal Credit UnionCredit union · 1 branch