Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Austin, TX metro
- Texell Credit UnionMoney MarketMoney Market · $2,500 min · 1.15%–2.30% by balance
Credit union · 2 branches
1.15%APY$115 a year on $10,000Requirements
Product: Dividends are paid monthly and deposited into the account. Deposits insured up to $500,000.
Effective Jan 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $50,000Your amount 1.15% $50,000 – $100,000 1.30% $100,000 – $250,000 1.95% $250,000 and up 2.30% Rate checked
More details - Capitol Credit UnionPlus Money Market Capitol AccountPlus Money Market Capitol Account · $2,500 min · 1.05%–2.00% by balance
Credit union · 3 branches
1.05%APY$105 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $2,500 minimum balance. Fees may reduce earnings.
Offer: Avoid $10 monthly service fee by maintaining a $2,500 minimum balance.
$10 monthly fee · Effective Jul 1, 2023
Rate by balance
Rate by balance for Plus Money Market Capitol Account Balance APY $2,500 – $50,000Your amount 1.05% $50,000 – $100,000 1.05% $100,000 – $150,000 1.15% $150,000 – $250,000 1.25% $250,000 and up 2.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Monthly service fee of $7.00 is waived with an average daily balance of $2,500 per statement cycle across all Extraco deposit accounts, or if 23 years of age or younger or 65 years of age or older.
Offer: $7.00 monthly service fee waived with an average daily balance of $2,500 per statement cycle across all Extraco deposit accounts, or if 23 years of age or younger or 65 years of age or older.
$7 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 12 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - TruWest Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 0.10%–2.00% by balance
Credit union · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Must be a TruWest member with a minimum $5 balance in Share Savings required to be eligible for services. Additional opening deposit of $10,000 for Money Market. No minimum balance required after opening. No monthly service fee.
No monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.90% $25,000 – $49,999 1.00% $50,000 – $99,999 1.35% $100,000 – $249,999 1.65% $250,000 and up 2.00% Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 30 branches
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - Jefferson BankPersonal Money Market AccountPersonal Money Market Account · $1,000 min · 0.75%–3.05% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Rate may change after the account is opened. Limit of six pre-authorized, automatic, telephone, computer, check, draft, or debit card transfers per month or statement cycle.
Offer: Rate may change after account opening.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,000 – $50,000Your amount 0.75% $50,000 – $100,000 0.75% $100,000 – $500,000 1.46% $500,000 – $1,000,000 1.87% $1,000,000 – $2,500,000 2.12% $2,500,000 – $5,000,000 2.38% $5,000,000 – $10,000,000 2.78% $10,000,000 – $20,000,000 3.04% $20,000,000 and up 3.05% Rate checked
More details - Government Employees FCUMoney Market Savings Account-SWIS AccountMoney Market Savings Account-SWIS Account · $2,500 min · 0.10%–0.70% by balance
Credit union · 6 branches
0.70%APY$70 a year on $10,000Requirements
Product: Dividends compound and credit monthly. Dividends paid based on daily balance. Dividend rate may change monthly. No more than three drafts per month with a minimum of $500.00 per transaction. Minimum balance required to earn stated APY is $2,500.00. Minimum to open is $2,500.00.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Savings Account-SWIS Account Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $75,000 0.10% $75,000 – $100,000 0.15% Over $100,000 0.20% Rate checked
More details - United Heritage Credit UnionIndependence SavingsSavings · $100 min · 0.25%–0.60% by balance
Credit union · 9 branches
0.60%APY$60 a year on $10,000Requirements
Product: Requires a 30-month investment term with fixed interest rate. Early withdrawal subject to loss of dividends. Membership/Regular Savings required.
Offer: Dividend rate compounded monthly; early withdrawal subject to loss of dividends.
0.25% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Independence Savings Balance APY $100 – $4,999 0.25% $5,000 – $9,999 0.40% $10,000 and upYour amount 0.60% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Minimum required to open is $2,000.00. Must maintain a balance of at least $2,000.00 each day to earn interest and the disclosed annual percentage yield (APY). Interest is calculated on a daily balance method, credited as of the first of each month, and compounded monthly. Interest must remain in the account through the last day of the month to earn disclosed APY. Rates subject to change.
0.55% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $25,000Your amount 0.55% $25,000 – $75,000 0.65% $75,000 – $125,000 0.75% $125,000 – $200,000 1.00% $200,000 and up 1.26% Rate checked
More details - Citizens National BankPremier Money Market AccountPremier Money Market Account · $10,000 min · 0.55%–1.65% by balance
Bank · 5 branches
0.55%APY$55 a year on $10,000Requirements
Product: $15 account maintenance fee waived with $10,000 minimum daily balance. 6 free debits per month; $7.50 for each debit thereafter. Unlimited in-person withdrawals.
Offer: Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. $15 monthly maintenance fee waived with $10,000 minimum daily balance.
0.55% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $25,000Your amount 0.55% $25,000 – $75,000 0.65% $75,000 – $150,000 0.85% $150,000 – $1,000,000 1.65% $1,000,000 and up 1.65% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Earn competitive interest on balances of $2,500 or more. Avoid the $15 monthly service charge by maintaining a $2,500 minimum daily balance. Limit of six transactions per statement cycle without penalty ($7.50 service charge per withdrawal in excess of six during a statement cycle). Printed and mailed account statements are subject to a $3.00 fee per account, per statement cycle.
Offer: Avoid the $15 monthly service charge by maintaining a $2,500 minimum daily balance.
0.50% interest rate · $15 monthly fee · Effective Sep 1, 2025
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Monthly service charge of $5 is waived with a $500 minimum daily balance or if the primary account holder is under the age of 25. Rate may change after account is opened.
Offer: Interest paid on any collected balance. Minimum daily balance of $25 to obtain APY. Monthly fee of $5 waived with $500 minimum daily balance or if primary account holder is under age 25. Rate may change after opening.
0.50% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Technology Credit UnionMoney Market Plus AccountsMoney Market Plus Accounts · $0 min · 0.00%–2.05% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: $0.00 minimum balance to open account and $2,500.00 to earn dividends. $0.01 minimum balance to maintain account. For balances of $50,000 and up, receive a rate boost of 0.10% with a Tech CU Checking Account and direct deposit of a minimum net pay of $100. Direct deposit criteria waived with a private banking relationship.
Offer: $0.01 minimum balance to maintain account. $2,500.00 to earn dividends.
Qualified rate · 0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Plus Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.85% $50,000 – $100,000 1.00% $100,000 – $150,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.25% $150,000 – $300,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.50% $300,000 – $500,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.90% $500,000 – $1,000,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.95% $1,000,000 and upDirect deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 2.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Austin, TX metro
168 accounts at 57 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.81%
- Banks, typical
- 0.40%
- Credit unions, typical
- 0.25%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch