Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Augusta, ME metro
- Maine State Credit UnionAdvantage SavingsSavings · $2,000 min · 0.85%–2.60% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: Tiered, blended-rate account. Minimum balance to open account is $2,000 and must maintain a minimum average daily balance of $2,000.00 during the dividend period.
Offer: Tiered, blended rate applied to portion of balance within tier.
0.85% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $2,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.10% $50,000 – $100,000 1.50% $100,000 – $250,000 1.80% Over $250,000 2.60% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Requires $25 minimum balance to remain open / keep account open. No monthly maintenance fee.
Offer: Requires qualifying for Kasasa Cash or Kasasa Cash Back rewards (at least 12 debit card purchases post and settle during qualification cycle, log into online or mobile banking, enrolled in e-statements, valid email on record).
Qualified rate · 0.75% interest rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - Maine Savings Federal Credit UnionRedWallet® SaverSavings · $0 min · 0.75%–2.78% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Give RedWallet Cash or RedWallet Cash Back account a companion. Rewards and ATM refunds sweep into RedWallet Saver. No minimum balance and no monthly fees. Rates depend on meeting RedWallet qualification cycle requirements.
Offer: Qualifications met
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for RedWallet® Saver Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.26% $100,000 – $250,000 2.02% $250,000 and up 2.78% Rate checked
More details - New Dimensions Federal Credit UnionCertificate Savings Account (CSA)Savings · $100 min · 0.20%–0.80% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Liquid high-yield savings account with no fixed term or maturity date and no early withdrawal penalty. Dividends are paid monthly. No minimum opening balance required; $100 minimum balance to earn dividends.
Offer: Rate tier for balances $100 to $2,499.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate Savings Account (CSA) Balance APY $100 – $2,499 0.20% $2,500 – $9,999 0.20% $10,000 – $49,999Your amount 0.60% $50,000 and up 0.80% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: $5 minimum to open Share Account. $100 minimum balance required to earn dividends.
Offer: $5 minimum to open Share Account. $100 minimum balance required to earn dividends.
0.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - New Dimensions Federal Credit UnionJumbo Certificate Savings Account (CSA)Savings · $100 min · 0.30%–2.07% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Split-rate tiered savings account with composite APY tiers.
Offer: Minimum balance required to earn dividends is $100.
0.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Jumbo Certificate Savings Account (CSA) Balance APY $100 – $50,000Your amount 0.30% $50,000 – $100,000Tier rate is 1.50%; composite APY is 0.30%-0.90% for multiple tier split rate account. 1.51%* $100,000 – $250,000Tier rate is 1.60%; composite APY is 0.90%-1.33% for multiple tier split rate account. 1.61%* $250,000 – $500,000Tier rate is 1.85%; composite APY is 1.33%-1.60% for multiple tier split rate account. 1.87%* $500,000 and upTier rate is 2.05%; composite APY is 1.60%-1.85% for multiple tier split rate account. 2.07%* Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - University Credit UnionSuper Share AccountSavings · $2,000 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn a higher rate of interest with a $2,000 minimum balance. Maximum of three withdrawals per month.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Share Account Balance APY Up to $1,999 0.05% $2,000 and upYour amount 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Capital Area Federal Credit UnionRegular Share (savings) AccountsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum membership deposit amount is $25.00. Membership eligibility required. A $5 monthly fee applies if the account goes below $200 and has no activity for 6 months.
0.05% interest rate · Effective Dec 31, 2025
Rate by balance
Rate by balance for Regular Share (savings) Accounts Balance APY $100 – $10,000 0.05% $10,000 – $40,000Your amount 0.10% $40,000 and up 0.15% Rate checked
More details - Maine Savings Federal Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 0.10%–0.75% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate account where the dividend rate and APY for a particular tier apply to the entire balance in the account.
Offer: Minimum balance to earn dividends is $2,500.
0.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.75% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement of $10 to avoid service fees.
Offer: Balance in the account must be maintained each day within the tier range to obtain the disclosed APY.
0.05% interest rate
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,499 0.05% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement of $100 to avoid service fees.
Offer: Balance in the account must be maintained each day within the tier range to obtain the disclosed APY.
0.00% interest rate
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $2,499 0.00% $2,500 – $19,999Your amount 0.10% $20,000 – $99,999 0.15% $100,000 – $249,999 0.25% $250,000 – $499,999 0.35% $500,000 and up 0.45% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secure Maine Savings membership with $5.00 minimum balance. Earn and receive monthly dividends based on average daily balance. $5 per member minimum deposit to open account.
Offer: $5 per member minimum to earn dividends
0.10% interest rate · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Augusta, ME metro
58 accounts at 20 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Augusta, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trademark Federal Credit UnionCredit union · 1 branch
- Northeast BankBank · 1 branch
- University Credit UnionCredit union · 1 branch