Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Atlanta, GA metro
- 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Family Savings Credit UnionMoney Market AccountMoney Market Account · 0.00%–2.75% by balance
Credit union · 3 branches
2.00%APY$200 a year on $10,000Requirements
Product: Must meet Field of Membership requirements. You must keep the $5.00 par value of a regular share in FSCU to maintain this account. There is no minimum balance that must be kept in the Money Market Share Account, but no dividends are earned on average daily balances of $499.99 or less. No monthly service fees. Money Market Excessive withdrawal fee assessed if more than 6 withdrawals clear in a month. Member accounts insured up to $1,000,000 ($250,000 NCUA, $750,000 ESI).
Offer: No dividends are earned on average daily balances of $499.99 or less.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.00% $500 – $10,000 1.50% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 and up 2.75% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Tiered and variable rate. $100 average daily balance requirement to avoid monthly Minimum Balance Fee of $3.00.
Offer: $100 average daily balance avoids $3.00 monthly fee.
1.98% interest rate · $3 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $10,000 – $100,000Your amount 2.00% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% Over $500,000 2.75% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Monthly maintenance fee is waived with a $1,000 average daily balance, or for customers under age 25, public safety personnel, and active military.
Offer: Monthly maintenance fee waived with a $1,000 average daily balance, or for customers under age 25, public safety personnel, and active military.
$8 monthly fee
Rate checked
More details - First City BankFirst City Premium Money Market AccountFirst City Premium Money Market Account · $1,000 min · 2.00%–3.35% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: $20 monthly maintenance fee waived with a $1,000 average daily balance.
Offer: Standard rate for balances under $25,000. $20 monthly fee waived with a $1,000 average daily balance.
Qualified rate · $20 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for First City Premium Money Market Account Balance APY Up to $25,000Your amount 2.00% $25,000 – $100,000 3.25% $100,000 – $250,000 3.35% $250,000 and up 3.35% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Ukrainian National Federal Credit UnionMarket Share AccountsMarket Share Accounts · $50 min · 0.01%–2.52% by balance
Credit union · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Dividends are accrued daily and credited quarterly. A minimum balance of $2,500.00 is required at all times to earn Market Share dividends. $500 minimum withdrawal. 6 withdrawals/transfers per month with no fee; each additional withdrawal is subject to a $15 fee. Membership is restricted to members/employees of specified churches and organizations.
0.01% interest rate · Effective Aug 11, 2026
Rate by balance
Rate by balance for Market Share Accounts Balance APY Up to $2,500 0.01% $2,500 – $50,000Your amount 1.76% $50,000 – $149,999 2.02% $150,000 – $249,999 2.27% $250,000 and up 2.52% Rate checked
More details - NEW MILLENNIUM BANKMoney Market AccountMoney Market Account · $1,000 min · 1.75%–2.50% by balance
Bank · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: $1000.00 Minimum to open and earn APY. If daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply.
1.73% interest rate · $20 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 1.75% $100,000 – $250,000 2.00% $250,000 – $500,000Monthly fee of $20.00 applies if daily balance falls below $1,000 during statement cycle. 2.25% Over $500,000 2.50% Rate checked
More details - Georgia United Credit UnionHigh Earning SavingsSavings · $100 min · 0.10%–1.75% by balance
Credit union · 10 branches
1.75%APY$175 a year on $10,000Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $10,000 (balances $9,999.99 or below) if no qualifying deposit(s) of $100+ are made. Minimum balance to earn dividend is $0.01.
0.10% interest rate
Rate by balance
Rate by balance for High Earning Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 1.75% Rate checked
More details - FirstBankConsumer Fed Funds Money MarketConsumer Fed Funds Money Market · $100 min · 1.56%–3.15% by balance
Bank · 4 branches
1.56%APY$156 a year on $10,000Requirements
Product: Variable-rate tiered account tied to the Effective Federal Funds Rate. $10 monthly service charge is waived with a minimum balance of $100,000 or if the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account. Includes six free withdrawals per statement cycle.
Offer: Tier 1: Entire daily balance of $0.01-$99,999.99 earns up to 1.56% APY. $10 monthly fee waived with a minimum balance of $100,000 or with an Essential Checking account.
$10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Consumer Fed Funds Money Market Balance APY Up to $100,000Your amount 1.56% $100,000 and up 3.15% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Must maintain $500 average monthly balance to avoid service charge.
Offer: Must maintain $500 average monthly balance to avoid service charge.
1.49% interest rate · $8 monthly fee · Effective Aug 3, 2026
Rate by balance
Rate by balance for Super Personal Savings Balance APY Up to $100,000Your amount 1.50% $100,000 and up 2.60% Rate checked
More details - Center Parc Credit UnionMoney MarketMoney Market · $2,500 min · 1.50%–3.50% by balance
Credit union · 6 branches
1.50%APY$150 a year on $10,000Requirements
Product: Must be a member to open. Monthly service charge of $10.00 if $2,500 minimum daily balance is not met. Dividends are compounded and paid monthly.
Offer: No monthly service fee when maintaining a $2,500 minimum daily balance.
1.49% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.50% $100,000 – $500,000 3.00% $500,000 and up 3.50% Rate checked
More details - Family Savings Credit UnionNGAGE Saving AccountSavings · $5 min · 0.70%–1.50% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Only available to members with a linked NGAGE Checking/Spending account. Limit 1 account per Social Security Number. Enrollment in eDocuments required; without eDocuments, FSCU reserves the right to convert the account to a Master Share Account. No monthly account maintenance charge.
Offer: Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account (12 debit card/credit card transactions, 1 ACH deposit/payment, and eDocuments enrollment).
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for NGAGE Saving Account Balance APY Up to $25,000Your amount 1.50% Over $25,000Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account. lower blended APY for balances over $125,000). 0.70% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Must be 18 years of age or older; one Save to Win account per member only; must be a new or existing member in good standing. Minimum opening deposit is $25. Dividends compounded and paid monthly.
Offer: Dividends paid on balances of $0.01 or more. Account subject to minimum balance requirement of $25.
1.49% interest rate · Effective Apr 1, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Atlanta, GA metro
194 accounts at 69 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.90%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.20%
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Atlanta, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 12 branches
- MembersFirst Credit UnionCredit union · 10 branches
- American Pride BankBank · 1 branch