Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Amherst Town, MA metro
- 3.60%APY$360 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Paired with Relationship Rewards Checking. Preferred rate of 3.40% added to base rate of 0.10%, resulting in 3.50% interest rate and 3.60% APY. Requires active Relationship Rewards Checking account.
Qualified rate · 3.50% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Polish National Credit UnionHigh Yield Savings AccountSavings · $10,000 min
Credit union · 2 branches
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Limited-time offer. Requires membership. New money only (funds currently held at the credit union cannot be used). Available for individuals only; IRA accounts are not eligible. Minimum $10,000 opening deposit to earn the advertised rate. Minimum daily balance of $10.00 required each day to obtain the advertised APY. Interest compounds daily. Rates subject to change after opening. Fees may reduce earnings.
Offer: New money only. Minimum opening balance and minimum balance to earn advertised rate is $10,000. Minimum daily balance of $10.00 required to obtain advertised APY. Qualifying interest/dividend rate is 3.39%. Interest compounds daily. Not eligible for IRAs.
Promotional rate · 3.39% interest rate · Effective Mar 9, 2026
Rate checked
More details - 3.30%APY$330 a year on $10,000intro rate
Requirements
Product: Liquid high-yield savings account special. Minimum $10,000 in new money to open. Maintain minimum daily balance of $10.00 to obtain advertised APY. Not open to Municipalities or Businesses. Monthly fee $0. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Requires minimum of $10,000 in new money (funds not currently on deposit with Country Bank) to open. Maintain minimum daily balance of $10.00 to obtain APY.
Promotional rate · 3.25% interest rate · No monthly fee · Effective Jun 1, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Must be opened in a banking center; requires new money not already on deposit with PeoplesBank
Offer: Requires minimum opening deposit of $10,000 in new money; minimum balance to earn APY is $10 after initial deposit
No monthly fee · Effective Feb 19, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Account owner or co-owner must have a consumer checking or NOW account with Florence Bank.
Offer: Base Rate paid when checking balance qualification is not met.
Qualified rate · 0.05% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Over $0 0.05% $10 and upYour amountQualifying rate paid if the owner's and co-owner's cumulative checking account balances are at least $5,000 each day during the statement cycle. 3.20% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Product: Online exclusive account with a $500 minimum opening deposit.
Offer: For accounts enrolled in eDelivery of statements.
3.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - Greenfield Savings BankHigh-Yield SavingsSavings · $10 min · 2.32%–3.14% by balance
Bank · 4 branches
2.53%APY$253 a year on $10,000Requirements
Product: A monthly fee of $10.00 is imposed if the daily balance on any day of the month falls below $2,500.00. Rate may change after opening. Fees could reduce earnings.
Offer: Tier 1 rate. A monthly fee of $10.00 applies if the daily balance on any day of the month falls below $2,500.00.
2.30% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High-Yield Savings Balance APY $10 and up 2.32% $10,000 and upYour amountTier 2 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. 2.53% $50,000 and upTier 3 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. 3.04% $100,000 and upTier 4 rate. Monthly fee of $10.00 if daily balance falls below $2,500.00. 3.14% Rate checked
More details - 2.02%APY$202 a year on $10,000with conditions
Requirements
Product: Available only as part of Mortgage Bonus Bundle program requiring an approved Country Bank residential owner-occupied mortgage, a new or existing Country Bank Checking account, and a Home Savings account. Requires $10.00 deposit to open and $10.00 daily balance to earn disclosed APY.
Offer: Bump rate. Requires qualifying activities within monthly statement cycle: set up and maintain Automatic Loan Payment to Mortgage from Country Bank Checking, receive Direct Deposit into Checking, and sign up for eStatements on Checking and Home Savings.
Qualified rate · 2.00% interest rate
Rate checked
More details - Freedom Credit UnionPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.00%–3.15% by balance
Credit union · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: Minimum balance of $5,000 required to open and to earn advertised APY. No monthly maintenance fee.
Offer: Balance tier $0–$4,999.99
0.00% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 1.45% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $500,000 2.65% $500,000 – $1,000,000 3.15% $1,000,000 – $1,000,000,000 3.15% Rate checked
More details - 0.80%APY$80 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Paired with Perks Checking. Preferred rate of 0.65% added to base rate of 0.10%, resulting in 0.75% interest rate and 0.80% APY. Requires active Perks Checking account.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Product: Vibe Checking Account required. Required to receive eStatements. Enrolling in GCB Online Banking is required for this account to access your electronic statement. If you receive a paper statement mailed to you each statement cycle instead an eStatement; there will be a fee of $5.00 for each statement mailed (If you receive separate Vibe checking and Vibe savings statements, there will be a $5.00 fee for each). $10 minimum balance required to earn interest.
Offer: Requires linked Vibe Checking account and eStatements via GCB Online Banking ($5.00 fee per paper statement mailed). $10 minimum balance required to earn interest.
Qualified rate · 0.40% interest rate · Effective Oct 15, 2026
Rate checked
More details - Freedom Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.20%–0.35% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Requires a $2,000 minimum opening deposit. A $2,000 minimum daily balance must be maintained to avoid a minimum balance fee. A minimum balance of $5 must be maintained to earn the advertised APY.
Offer: Minimum balance of $5 to earn APY; minimum daily balance of $2,000 required to avoid fee.
0.19% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $50,000Minimum daily balance of $2,000 required to avoid fee. 0.25% $50,000 – $75,000Minimum daily balance of $2,000 required to avoid fee. 0.30% $75,000 and upMinimum daily balance of $2,000 required to avoid fee. 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly account fee is waived with a minimum daily balance of $500.00.
$6 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Amherst Town, MA metro
63 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.94%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.05%
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Amherst Town, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 4 branches
- Greenfield Savings BankBank · 4 branches