Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 of 103 results in Arkansas
- 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Special rates apply if requirements are met. If not, rate defaults to .01%.
Offer: If requirements are met. If not, rate defaults to .01%.
Qualified rate · 3.93% interest rate · Effective Nov 2, 2026
Rate by balance
Rate by balance for Bloom With Us Green Balance APY Up to $15,000Your amount 4.00% Over $15,000 0.20% Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Requires a linked Ruby Rewards Rate Checking or Ruby Rewards Cash Back Checking account. Limit 1 account per Social Security number.
Offer: Applies to daily balances up to $100,000.00 when qualifications are met in linked Ruby Rewards Checking account (at least 12 debit card transactions, at least 1 direct deposit/ACH payment/ACH credit, and enrolled in e-statements during Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Jun 8, 2026
Rate by balance
Rate by balance for Ruby Rewards Savings Balance APY Up to $100,000Your amount 4.00% $100,000 and up 0.25%* Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 38 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 30, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 38 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 30, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.06%APY$306 a year on $10,000
Requirements
Product: High yield variable-rate savings account. Balances $0.01 and above earn the 3-month Treasury bills (secondary market) rate minus 1% (or based on 91-Day Treasury Bill yield). Interest rate and APY change monthly on the first business day. $10.00 monthly service fee can be waived by maintaining an average daily balance of $10,000 or enrolling in online statements. 6 free withdrawals or transfers per month; $1 per transaction thereafter.
Offer: Balances $.01 and above.
$10 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 3.05%APY$305 a year on $10,000intro rate
Requirements
Product: Limited time offer for new money only. Interest is compounded and credited quarterly using the daily balance method.
Offer: Limited time offer. New money only. No minimum balance required; interest pays on entire balance. Interest compounded and credited quarterly.
Promotional rate
Rate checked
More details - CNext - Century Next BankPriority SavingsSavings · $50 min · 0.50%–3.00% by balance
Bank · 3 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Limit one account per SSN. Available to Louisiana and Arkansas residents only. Linked to a Priority Checking account and cannot be opened without one.
Offer: If monthly qualifications are met on Priority Checking. Balances up to $30,000 receive 3.00% APY.
Qualified rate · No monthly fee · Effective Jul 21, 2023
Rate by balance
Rate by balance for Priority Savings Balance APY Up to $30,000Your amount 3.00% $30,000 and up 0.50%* Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account (at least 15 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements during Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Apr 8, 2024
Rate by part of balance
Rate by balance for Free Kasasa Saver® Balance APY Up to $100,000 2.00% Over $100,000 0.50% Each rate is paid on the part of the balance in its range.
Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 17 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived when you are an owner of a Bank Smartly Checking, Safe Debit account, Bank Smartly Visa Signature Card, or for accounts with a minor under the age of 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balances (CQB) Under $5,000 with qualifying product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 30, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 and up 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 30, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Available to individuals and businesses. Monthly statements. Up to 6 withdrawals or transfers per month at no charge, then $2 fee per withdrawal/transfer. $10 per month service charge if balance falls below $3,000.
Offer: Rates are variable and may change weekly. Interest paid monthly. $10 monthly service charge waived with $3,000 minimum balance.
1.60% interest rate · $10 monthly fee · Effective Aug 6, 2025
Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account.
Offer: When qualifications are met on Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: at least 10 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking.
Qualified rate · 1.49% interest rate · Effective Sep 25, 2025
Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash Plus or Kasasa Cash Back checking account. Must maintain residency in CS Bank's market area. Limit one per SSN. Requires eStatements to avoid $7.50 monthly paper statement fee.
Offer: Qualifications met on linked Kasasa Cash Plus or Kasasa Cash Back account during Monthly Qualification Cycle. Interest rate is 1.24%.
Qualified rate · 1.24% interest rate · No monthly fee · Effective Sep 2, 2025
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.25% Over $50,000Qualifications met on linked Kasasa checking account. 0.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: A $6.00 monthly service fee can be waived by enrolling in online statements or maintaining an average balance of $1,000. 6 free withdrawals or transfers per month, $2 per transaction thereafter. Tiered rate account; see a personal banker for additional rate tier information.
Offer: Waive $6.00 monthly service fee by enrolling in online statements or maintaining an average balance of $1,000. Tiered rate account; see a personal banker for additional rate tier information.
Balance cap $25,000 · $6 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Arkansas
105 accounts at 40 banks and credit unions · checked Oct 30–Nov 6
- Typical
- 0.10%
- Top 10% from
- 1.80%
- Banks, typical
- 0.10%
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Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches