Bank · FDIC insured
First National Bank of Commerce Savings Rates
First National Bank of Commerce’s best savings rate is 1.51% APY on $10,000, with its High-Yield Savings. Rates checked October 22, 2026.
How First National Bank of Commerce’s savings rates compare
Compared with banks and credit unions near Jonesboro, AR, where First National Bank of Commerce has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Commerce
1.51%APY
- Requires
- None
- Minimum
- $3,000
- Earns on $10,000 a year
- $151
High-Yield Savings
Top rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
First National Bank of Commerce savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Commerce ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Yield Savings
1.51%APY
Available to individuals and businesses. Monthly statements. Up to 6 withdrawals or transfers per month at no charge, then $2 fee per withdrawal/transfer. $10 per month service charge if balance falls below $3,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are variable and may change weekly. Interest paid monthly. $10 monthly service charge waived with $3,000 minimum balance.Any balance | 1.51% | $151 | Rates are variable and may change weekly. Interest paid monthly. $10 monthly service charge waived with $3,000 minimum balance. |
Sources (2)
All captured Sep 24, 2026
Savings
0.25%APY
Available to individuals and businesses. Quarterly statement issued; 9 free withdrawals per quarter, then $2 per withdrawal. $5 service charge if balance falls below $25 any day of the quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are variable and may change after account is opened. $5 monthly/quarterly service charge waived with $25 minimum balance. Interest paid quarterly.Any balance | 0.25% | $25 | Rates are variable and may change after account is opened. $5 monthly/quarterly service charge waived with $25 minimum balance. Interest paid quarterly. |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
IRA (Guaranteed-Fixed)
3.35%APY
Guaranteed fixed rate retirement account. Interest compounded monthly. A penalty will or may be imposed for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFixed interest rate. Interest compounded monthly. Early withdrawal penalty may apply.Any balance | 3.35% | $335 | Fixed interest rate. Interest compounded monthly. Early withdrawal penalty may apply. |
Sources (1)
- firstnb.bank/deposit-services/rates · captured Sep 24, 2026
IRA (Variable)
3.35%APY
Available as Traditional, Roth, or Educational IRA. Interest compounded monthly. A penalty will or may be imposed for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are variable and may change after account is opened. Interest compounded monthly. Early withdrawal penalty may apply. Applies to Traditional, Roth, and Educational tax wrappers.Any balance | 3.35% | $335 | Rates are variable and may change after account is opened. Interest compounded monthly. Early withdrawal penalty may apply. Applies to Traditional, Roth, and Educational tax wrappers. |
Sources (1)
- firstnb.bank/deposit-services/rates · captured Sep 24, 2026
Christmas Club
3.00%APY
Interest credited at maturity. Withdrawals are subject to a fee. No minimum balance; no monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest credited at maturity. Rates are variable and may change after account is opened. Penalty for early withdrawal may be imposed.Any balance | 3.00% | $300 | Interest credited at maturity. Rates are variable and may change after account is opened. Penalty for early withdrawal may be imposed. |
Sources (2)
All captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.