Bank · FDIC insured
United Bank Savings Rates
United Bank’s best savings rate is 0.10% APY on $10,000, with its UB Savings Account. Rates checked October 22, 2026.
How United Bank’s savings rates compare
Compared with banks and credit unions near Fayetteville, AR, where United Bank has the most branches. $10,000, best rate first.
This bank’s best
United Bank
1.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $150
Kasasa Saver
Top rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
United Bank savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.50%APY
Links to Kasasa Cash or Kasasa Cash Back checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000When qualifications are met on Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: at least 10 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking. | 1.50% | $150 | When qualifications are met on Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: at least 10 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking. |
| Any balanceWhen Kasasa Cash or Kasasa Cash Back qualifications are not met. | 0.05% | $5 | When Kasasa Cash or Kasasa Cash Back qualifications are not met. |
| $50,000 and upWhen qualifications are met on Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: at least 10 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking. | 1.50% | — | When qualifications are met on Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: at least 10 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking. |
Sources (3)
- united-bk.com/bank/personal-savings
- united-bk.com/bank/personal-savings/kasasa-saver.html
- united-bk.com/manage/tools/rates.html
All captured Sep 19, 2026
UB Savings Account
0.10%APY
No minimum balance requirement. $2 monthly service fee waived on daily balances of $100 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$2 monthly service fee waived on daily balances of $100 or more. Competitive interest paid quarterly.Any balance | 0.10% | $10 | $2 monthly service fee waived on daily balances of $100 or more. Competitive interest paid quarterly. |
Sources (3)
- united-bk.com/bank/personal-savings
- united-bk.com/bank/personal-sa…/ub-savings-account.html
- united-bk.com/manage/tools/rates.html
All captured Sep 19, 2026
Special-purpose accounts
Kids Club Savings
1.48%APY
Designed for children ages 12 and under.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable for kids age 12 and younger. Competitive interest paid quarterly. No minimum balance requirement.Any balance | 1.48% | $148 | Available for kids age 12 and younger. Competitive interest paid quarterly. No minimum balance requirement. |
Sources (3)
- united-bk.com/bank/personal-savings
- united-bk.com/bank/personal-sa…s/kids-club-savings.html
- united-bk.com/manage/tools/rates.html
All captured Sep 19, 2026
Christmas Club Savings
0.50%APY
Maximum account balance of $5,000. Balance automatically disbursed in November. $10 fee per withdrawal made prior to the first Friday in November of the current year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Maximum balance of $5,000. Balance automatically disbursed in November. $10 fee per withdrawal made prior to the first Friday in November of the current year.Up to $5,000 | 0.50% | — | Maximum balance of $5,000. Balance automatically disbursed in November. $10 fee per withdrawal made prior to the first Friday in November of the current year. |
Sources (3)
- united-bk.com/bank/personal-savings
- united-bk.com/bank/personal-sa…istmas-club-savings.html
- united-bk.com/manage/tools/rates.html
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.