Bank · FDIC insured
Peoples State Bank Savings Rates
Peoples State Bank’s best savings rate is 0.10% APY on $10,000, with its Peoples Money Market Plus. Rates checked October 16, 2026.
How Peoples State Bank’s savings rates compare
Compared with banks and credit unions near Wausau, WI, where Peoples State Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples State Bank
2.75%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $275
Peoples Super Saver Account
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Peoples State Bank savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.75%
- QualifiedQualified2.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Peoples Money Market Plus
0.10%APY
Stated Money Market rates are variable and may change after the account is opened. Fees could reduce earnings on the account. A minimum balance fee of $25.00 is charged every statement cycle if the daily collected balance falls below $250,000.00 on any day of the statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Tier balance: Less than $25,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. | 0.10% | $10 | Tier balance: Less than $25,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. |
| $25,000 – $100,000Tier balance: $25,000 – Less than $100,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. | 0.65% | — | Tier balance: $25,000 – Less than $100,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. |
| $100,000 – $250,000Tier balance: $100,000 – Less than $250,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. | 0.75% | — | Tier balance: $100,000 – Less than $250,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. |
| $250,000 – $500,000Tier balance: $250,000 – Less than $500,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. | 2.75% | — | Tier balance: $250,000 – Less than $500,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. |
| $500,000 – $1,000,000Tier balance: $500,000 – Less than $1,000,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. | 3.25% | — | Tier balance: $500,000 – Less than $1,000,000. Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. |
| $1,000,000 and upMinimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. | 3.50% | — | Minimum balance fee of $25.00 charged every statement cycle if daily collected balance falls below $250,000.00 on any day of the statement cycle. |
Sources (1)
- bankpeoples.com/learn/rates · captured Sep 18, 2026
Peoples Super Saver Account
2.75%APY
Must have an active checking account to qualify for enhanced rate (defined as a Peoples consumer checking account with an aggregated $500 or more in ACH direct deposits or mobile deposits credited no later than the last business day of each calendar month; interest bearing checking accounts do not qualify). $200 minimum daily balance to avoid $5 monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Applies to balance up to and including $50,000. Must have an active non-interest bearing checking account with $500+ ACH direct deposits or mobile deposits per month. $200 minimum daily balance to avoid $5 monthly fee. | 2.75% | $275 | Applies to balance up to and including $50,000. Must have an active non-interest bearing checking account with $500+ ACH direct deposits or mobile deposits per month. $200 minimum daily balance to avoid $5 monthly fee. |
| Over $50,000Portion of balance over $50,000 earns standard rate. $200 minimum daily balance to avoid $5 monthly fee. | 0.10% | — | Portion of balance over $50,000 earns standard rate. $200 minimum daily balance to avoid $5 monthly fee. |
Sources (3)
- bankpeoples.com/learn/rates
- bankpeoples.com/personal/save/savings-accounts
- bankpeoples.com/super-saver-account
All captured Sep 18, 2026
Peoples Savings Account
0.10%APY
$200 minimum daily balance to avoid $5 monthly service charge. Minimum collected balance to earn APY is $200.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and up$200 minimum collected balance to earn APY. $200 minimum daily balance to avoid $5 monthly service charge.$200 and up | 0.10% | $10 | $200 minimum collected balance to earn APY. $200 minimum daily balance to avoid $5 monthly service charge. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Health Savings Account
0.10%APY
Must have high-deductible medical insurance / be enrolled in an HSA-eligible high-deductible health plan (HDHP).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must be enrolled in an HSA-eligible health plan.Over $0 | 0.10% | $10 | Must be enrolled in an HSA-eligible health plan. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.