Compare Bank & Credit Union Rates
Best savings rates in Madison, WI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Madison, WI
- Madison Credit UnionMoney MarketMoney Market · $2,500 min · 0.02%–0.50% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Transfers are limited to six per month, three of which may be made by check. Dividends are calculated daily and credited monthly. A minimum balance required to open any account is the purchase of a $5 share in the Credit Union.
Offer: Below Minimum balance. If balance falls below the minimum required to obtain higher dividends, APY may be less than regular savings.
0.02% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.02% $2,500 and upYour amount 0.15% $25,000 and up 0.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must live or work in membership area. Dividends are earned and paid monthly on an average daily balance of $100.00 or more. Unlimited transfers online or in branch offices. Four free withdrawals per month, $2.00 fee for each additional withdrawal.
0.05% interest rate · No monthly fee · Effective Oct 21, 2025
Rate by balance
Rate by balance for Share Account Balance APY $100 – $3,001 0.05% $3,001 – $6,001 0.10% $6,001 – $10,001Your amount 0.15% $10,001 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary account holder must be a credit union member and resident of either Wisconsin, Minnesota, or Illinois. Offers prize drawing entries for each $25 monthly increase in account balance (limit six entries per month). No early withdrawal fee. Automatically renews at 12 months. Dividends earned and paid monthly on average daily balance of $100.00 or more.
0.10% interest rate · Effective Oct 21, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For every $25 increase in month-over-month balance, earn one entry into drawings, up to 6 entries monthly.
Offer: Minimum balance to earn dividends is $25.
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $200.
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $100.
0.10% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly fees or minimum balance charges. Rate and APY may change at any time. Must maintain a minimum daily balance of $25 to obtain disclosed APY.
Offer: Must maintain a minimum daily balance of $25 to obtain disclosed APY. Rate may change at any time.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly fees or minimum balance charges. No minimum balance required to open account. Rate and APY may change at any time.
Offer: No minimum balance required to open account. Rate may change at any time.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A flexible savings account. $6 quarterly fee if balance falls below $100 minimum balance.
Offer: $6 quarterly fee if balance falls below $100 minimum balance. If primary account holder is under 21 years old, there is no minimum balance.
0.10% interest rate · Effective Sep 16, 2026
Rate checked
More details - Union Federal Savings and LoanInsured Money MarketInsured Money Market · $200 min · 0.05%–0.10% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,0000.05% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Insured Money Market Balance APY $200 – $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available for DMB Mortgage customers. Up to 3 withdrawals per month with no ongoing balance requirement. Rate may change after account is opened.
Offer: Available for DMB Mortgage customers. Up to 3 withdrawals per month.
Qualified rate · 0.09% interest rate
Rate checked
More details - Summit Credit UnionGoSave AccountSavings · $25 min · 0.08%–0.10% by balance
Credit union · 13 branches
0.08%APY$8 a year on $10,000Requirements
Product: Allows one free withdrawal per month. Monthly automatic electronic deposit required. Minimum opening deposit is $25 on p22 / $100 on p125 footnote. Rate may change at any time.
Offer: Allows one free withdrawal per month. Monthly automatic deposit required. Rate may change at any time. Minimum balance to open is $25 ($100 per p125 footnote).
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for GoSave Account Balance APY Up to $1,000 0.10% $1,000 – $10,000 0.09% $10,000 and upYour amount 0.08% Rate checked
More details - DMB Community BankMoney Market PremiumMoney Market Premium · $10,000 min · 0.01%–0.15% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Rate may change after account is opened. $10.00 monthly service charge avoided with $10,000.00 average balance. Does not offer check writing capabilities.
Offer: Average balance to avoid $10 service charge is $10,000.00. Rate may change after account is opened.
0.01% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Premium Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Madison, WI
68 accounts at 25 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.15%
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Madison, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UW Credit UnionCredit union · 17 branches
- Marine Credit UnionCredit union · 2 branches
- Blackhawk Community Credit UnionCredit union · 1 branch