Bank · FDIC insured
Union Federal Savings and Loan Savings Rates
Union Federal Savings and Loan’s best savings rate is 0.10% APY on $10,000, with its Insured Money Market. Rates checked October 16, 2026.
How Union Federal Savings and Loan’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Union Federal Savings and Loan has the most branches. $10,000, best rate first.
This bank’s best
Union Federal Savings and Loan
0.10%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $10
Savings
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
Union Federal Savings and Loan savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Union Federal Savings and Loan ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Insured Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 – $2,500 | 0.05% | — | |
| $2,500 and upTiered rate if balance is over $2,500 | 0.10% | $10 | Tiered rate if balance is over $2,500 |
Sources (1)
- myunionfederal.com/wp-content/…Savings-Rates-091626.pdf · captured Sep 17, 2026
Savings
0.10%APY
A flexible savings account. $6 quarterly fee if balance falls below $100 minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$6 quarterly fee if balance falls below $100 minimum balance. If primary account holder is under 21 years old, there is no minimum balance.$100 and up | 0.10% | $10 | $6 quarterly fee if balance falls below $100 minimum balance. If primary account holder is under 21 years old, there is no minimum balance. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club
0.10%APY
Save all year; funds paid out before Christmas. No fee if below minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSave all year; paid out before Christmas.Any balance | 0.10% | $10 | Save all year; paid out before Christmas. |
Sources (2)
All captured Sep 17, 2026
Minor Savings
0.10%APY
For account holders 21 years and younger. Kids ages 14 and under may participate in Penny Savers Club for fun prizes.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor account holders 21 years and younger; no minimum balance requirement. Kids ages 14 and under may participate in Penny Savers Club for prizes.Any balance | 0.10% | $10 | For account holders 21 years and younger; no minimum balance requirement. Kids ages 14 and under may participate in Penny Savers Club for prizes. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.