Compare Bank & Credit Union Rates
Best savings rates in Fond du Lac, WI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Fond du Lac, WI
- Empeople Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.15%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $5,000 0.15% $5,000 and upYour amountLevel 2: All-In Member Pricing (requires 21+ debit or credit card transactions/month and >=$1,500 in direct/mobile deposits within last 31 days). 3.25% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Reverts to standard rate for balance tier after the 10-month introductory period. Membership required.
Offer: Promotional rate effective for 10 months from opening date of new Money Market account; minimum opening deposit $10,000; minimum balance to earn dividends $10,000.
Promotional rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.16%APY$116 a year on $10,000with conditions
Requirements
Product: Requires an active Bank First checking account with direct deposit. Limit ten (10) debit transactions per statement cycle; transactions in excess of 10 incur a $5.00 fee each.
Offer: Zero or minimal interest paid on the lowest tier; no service charge if balance drops below $10,000.00. Requires active Bank First checking account with direct deposit.
Qualified rate · 0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Elite Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.66% $100,000 and up 1.92% Rate checked
More details - Horicon BankMoney Market - PersonalMoney Market - Personal · $5,000 min · 1.06%–2.48% by balance
Bank · 2 branches
1.06%APY$106 a year on $10,000Requirements
Product: Rates are variable and subject to change without notice. $25 monthly service charge waived if minimum balance of $5,000 is maintained. Transfers/withdrawals limited to 6 per month for preauthorized/automatic transfers, telephone, checks, drafts, or debit cards; unlimited in person, by messenger, mail, or ATM. Interest credited and compounded monthly on daily collected balance.
Offer: Monthly service charge waived if minimum balance is maintained. Earns current interest rate if balance falls below minimum requirement.
1.05% interest rate · Compounded monthly · $25 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market - Personal Balance APY Up to $100,000Your amount 1.06% $100,000 – $250,000 1.56% $250,000 – $500,000 1.82% $500,000 – $1,000,000 2.12% $1,000,000 – $5,000,000 2.32% Over $5,000,000 2.48% Rate checked
More details - Fond du Lac Credit UnionMoney Management AccountMoney Management Account · $2,000 min · 0.65%–2.02% by balance
Credit union · 1 branch
1.01%APY$100 a year on $10,000Requirements
Product: Requires a minimum balance of $2,000.00, minimum deposits into the account are $100.00, and allows up to six withdrawals per month (minimum withdrawal $300.00).
0.65% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,000 – $10,000 0.65% $10,000 – $25,000Your amount 1.01% $25,000 – $50,000 1.16% $50,000 – $99,999 1.76% $100,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: An active Bank First checking account with direct deposit is required to maintain this account. Limited to 10 debit transactions per statement cycle when statements are monthly and 30 when quarterly. Compounded quarterly at a variable rate.
Offer: Requires Bank First checking with direct deposit.
Qualified rate · 0.00% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Savings Elite Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.41% $100,000 and up 1.66% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.75%–3.24% by balance
Credit union · 2 branches
0.99%APY$99 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Qualified rate: Requires bundling with qualifying Verve Optimum Checking with monthly aggregate ACH direct deposits of $1,000+, valid email, and eStatements.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.75% $10,000 – $20,000Your amount 0.99% $20,000 – $40,000 1.49% $40,000 – $75,000 2.24% $75,000 – $125,000 2.75% $125,000 – $200,000 2.99% $200,000 and up 3.24% Rate checked
More details - Glacier Hills Credit UnionGlacier Peak Money MarketGlacier Peak Money Market · $0 min · 0.60%–2.60% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: No minimum balance. No monthly fees. Tiered interest rates.
0.60% interest rate · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Glacier Peak Money Market Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.05% $50,000 – $75,000 1.50% $75,000 – $100,000 1.60% $100,000 – $250,000 2.05% $250,000 and up 2.60% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - National Exchange Bank & TrustMoney Market AccountMoney Market Account · $0 min · 0.75%–1.86% by balance
Bank · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Daily balance of $2500 or more.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 0.95% $50,000 – $100,000 1.05% $100,000 – $250,000 1.56% $250,000 and up 1.86% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.50%–2.24% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Non-qualified rate: Applies when not bundled with Verve Optimum Checking or when monthly qualifications are not met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.50% $10,000 – $20,000Your amount 0.75% $20,000 – $40,000 1.00% $40,000 – $75,000 1.49% $75,000 – $125,000 1.75% $125,000 – $200,000 2.00% $200,000 and up 2.24% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fond du Lac, WI
61 accounts at 16 banks and credit unions · checked Oct 6–16
- Typical
- 0.15%
- Top 10% from
- 1.16%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.13%
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Fond du Lac, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Marine Credit UnionCredit union · 3 branches
- Empeople Credit UnionCredit union · 1 branch
- Fond du Lac Credit UnionCredit union · 1 branch