Credit union · NCUA insured
Fond du Lac Credit Union Savings Rates
Top CarrotFond du Lac Credit Union’s best savings rate is 1.01% APY on $10,000, with its Money Management Account. Rates checked October 16, 2026.
How Fond du Lac Credit Union’s savings rates compare
Compared with banks and credit unions near Fond du Lac, WI, where Fond du Lac Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fond du Lac Credit Union
1.01%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $100
Money Management Account
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Fond du Lac Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fond du Lac Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Management Account
1.01%APY
Requires a minimum balance of $2,000.00, minimum deposits into the account are $100.00, and allows up to six withdrawals per month (minimum withdrawal $300.00).
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $2,000 – $10,000$2,000 to open | 0.65% | $2,000 | — |
| $10,000 – $25,000$10,000 to open | 1.01% | $10,000 | $100 |
| $25,000 – $50,000$25,000 to open | 1.16% | $25,000 | — |
| $50,000 – $99,999$50,000 to open | 1.76% | $50,000 | — |
| $100,000 and up$100,000 to open | 2.02% | $100,000 | — |
Sources (2)
All captured Oct 5, 2026
Regular Share
0.10%APY
Credit union membership/share ownership required. Earns dividends each day the balance is $50.00 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns dividends each day the balance is $50.00 or more. Compounded and credited quarterly.Any balance | 0.10% | $10 | Earns dividends each day the balance is $50.00 or more. Compounded and credited quarterly. |
Sources (3)
All captured Oct 16, 2026
Saver's Sweepstakes
0.10%APY
Available to individuals age 8 or older. Requires minimum deposit of $5 in a Share Savings account prior to opening. Prize-linked savings with entries for monthly, quarterly, and annual drawings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compound and pay quarterly. Requires prior deposit of $5 in Share Savings.Any balance | 0.10% | $10 | Dividends compound and pay quarterly. Requires prior deposit of $5 in Share Savings. |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
Christmas Club
0.30%APY
Membership eligibility required. Funds transfer to savings account on October 1st. An early withdrawal fee may be imposed before the transfer date.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAn early withdrawal fee may be imposed if you withdraw any of the funds before the transfer date.Any balance | 0.30% | $30 | An early withdrawal fee may be imposed if you withdraw any of the funds before the transfer date. |
Sources (3)
All captured Oct 16, 2026
Health Savings Account
0.10%APY
Available to taxpayers enrolled in a high deductible health plan (HDHP). No monthly fees.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $2,000Monthly dividends. · $50 to open | 0.05% | $50 | — | Monthly dividends. |
| $2,000 – $10,000Monthly dividends. · $2,000 to open | 0.07% | $2,000 | — | Monthly dividends. |
| $10,000 – $25,000Monthly dividends. · $10,000 to open | 0.10% | $10,000 | $10 | Monthly dividends. |
| $25,000 and upMonthly dividends. · $25,000 to open | 0.15% | $25,000 | — | Monthly dividends. |
Sources (3)
All captured Sep 18, 2026
Regular IRA Share
0.15%APY
Traditional and Roth IRA options available. Minimum deposit to earn dividends is $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum deposit to earn dividends is $5.00.$5 and up | 0.15% | $15 | Minimum deposit to earn dividends is $5.00. |
Sources (3)
- fdlcu.com/individual-retirement-account-ira
- fdlcu.com/rates/individual-retirement-account-rates
- fdlcu.com/rates/savings-rates
All captured Oct 16, 2026
Who can join Fond du Lac Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Fond du Lac County or Dodge County are eligible for membership.
Family and household
- Immediate family members (including spouse, registered domestic partners, parents, step parents, children, step-children, siblings, step siblings, grandchildren, grandparents, aunts or uncles, nieces or nephews) of eligible individuals qualify for membership regardless of whether they reside in the same household.
Cost to join
- A minimum opening share deposit of $5.00 in a savings account is required for membership.
Membership information collected October 5, 2026.