Compare Bank & Credit Union Rates
Best savings rates in West Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in West Virginia
- 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are declared and paid quarterly on balances over $10.00.
Offer: $10.00 minimum balance to obtain the declared yield. Dividends are declared and paid quarterly on balances over $10.00.
0.05% interest rate · Effective Jan 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No fee if you maintain a daily balance of $50. Interest is compounded daily and credited monthly. Account can be used as collateral for a Share Loan.
Offer: Minimum daily balance of $100 to obtain stated APY. No fee if daily balance of $50 is maintained. Fees may reduce earnings. Rate is subject to change at any time after the account is opened.
0.05% interest rate · Compounded daily · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linked FNB Kickback Checking or FNB Platinum Checking account. Limit of 1 account per Social Security Number. Free eStatements.
Offer: Base rate if qualifications are not met. Entire daily balance earns interest rate of 0.0499%.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 9, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100.00 minimum balance, no minimum for GenNEXT customers (ages 18 and under). $2.00 monthly service charge applies if average monthly balance is below $100.00 (waived for minors ages 0-18). Opening deposit is $100 required ($25 for minors). Limit of 6 transfers or withdrawals per statement cycle/month.
Offer: $2.00 monthly service charge applies if average monthly balance is below $100.00; $100.00 minimum opening deposit ($25.00 for minors ages 0-18 with no minimum balance and waived service charge).
0.05% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Up to 3 complimentary withdrawals per month; $2 withdrawal fee per transaction over three complimentary each month. $100 minimum deposit to open ($25 for minors). Monthly service charge of $3 waived if daily balance of $200 or more is maintained. Rates may change after account opening.
Offer: Opening minimum is $25 for minors. $3 monthly fee waived with $200 minimum daily balance.
0.05% interest rate · $3 monthly fee
Rate checked
More details - First Guaranty BankGuaranty Money MarketGuaranty Money Market · $1,500 min · 0.00%–0.35% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Waive the $15 monthly service charge by keeping a collected balance of $1,500 in the account each day throughout the statement cycle. Minimum average daily balance of $1,500 to obtain the disclosed annual percentage rate.
Offer: Balances less than $1,500
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Guaranty Money Market Balance APY Up to $1,500 0.00% $1,500 – $99,999Your amount 0.05% $100,000 – $999,999 0.15% $1,000,000 and up 0.35% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $50.00 minimum opening balance. No monthly service charge with maintained minimum balance. Interest is compounded and credited quarterly. ATM card available with unlimited ATM withdrawals. Quarterly itemized statement.
Offer: $50.00 minimum opening balance. No monthly service charge with maintained minimum balance.
0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.05% Rate checked
More details - Universal Federal Credit UnionRegular Share / Special Savings AccountSavings · $100 min
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Minimum balance to earn APY is $100.00. Five cash withdrawals allowed per month, then $5.00 excessive withdrawal fee per month.
Offer: Minimum balance of $100.00 to earn APY. Dividends compounded and credited quarterly.
0.05% interest rate · Effective Jul 9, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Upon meeting eligibility requirements, membership requires opening a savings account with a minimum deposit of $5.00. Dividends are calculated on the average daily balance and compounded and posted monthly.
Offer: Applies to balances of $5.00 and greater.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - WEPCO Federal Credit UnionShare Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Available to members who live, work, worship, or attend school in Allegany or Garrett Counties in MD or Mineral, Preston, or Tucker Counties in WV. Must deposit and maintain a $5.00 balance.
0.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $100 0.00% $100 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $75,000 0.05% $75,000 and up 0.05% Rate checked
More details - WEPCO Federal Credit UnionSpecial Savings AccountSavings · $0 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: No minimum deposit or balance requirements to open.
0.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Special Savings Account Balance APY Up to $100 0.00% $100 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $75,000 0.05% $75,000 and up 0.05% Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $2.00 monthly balance fee is imposed each statement cycle if the average daily balance falls below $50.00. Statement processing fee applies unless enrolled in online banking and paperless statements.
Offer: $2.00 monthly balance fee waived if average daily balance is $50.00 or more.
0.05% interest rate · $2 monthly fee · Effective Aug 3, 2026
Rate checked
More details - Huntington Federal Savings BankMoney Master AccountSavings · $100 min · 0.05%–0.10% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Limits new account customers to residents within a 50-mile radius of main office in Huntington or branch in Putnam Village Shopping Center. No maintenance fee with required $300.00 minimum daily balance. Transaction limits apply (6 withdrawals per statement cycle). Includes check-writing ability, debit card, and free ATM withdrawals on Huntington Federal network. Interest paid monthly.
Offer: Variable rate account on which the interest rate may change at any time. No minimum balance to earn APY. No maintenance fee with required $300 minimum daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Money Master Account Balance APY Up to $25,000Your amount 0.05% $25,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in West Virginia
170 accounts at 82 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.25%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches