Bank · FDIC insured
The Ohio Valley Bank Company Savings Rates
The Ohio Valley Bank Company’s best savings rate is 1.40% APY on $10,000, with its Money Fund. Rates checked October 16, 2026.
How The Ohio Valley Bank Company’s savings rates compare
Compared with banks and credit unions near Gallipolis, OH, where The Ohio Valley Bank Company has the most branches. $10,000, best rate first.
This bank’s best
The Ohio Valley Bank Company
1.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $140
Money Fund
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
3rd-highest rate
Farmers Bank
0.01%APY
- Requires
- Monthly account activity
- Minimum
- $20
- Earns on $10,000 a year
- $1
The Ohio Valley Bank Company savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.40%
- $100,000 balance$100,0002.40%
- QualifiedQualified1.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Ohio Valley Bank Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Fund
1.40%APY
Rates after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.00% | — |
| $10,000 – $50,000 | 1.40% | $140 |
| $50,000 – $100,000 | 1.90% | — |
| $100,000 and up | 2.40% | — |
Sources (1)
- ovbc.com/cd-and-ira-rates · captured Oct 6, 2026
Special-purpose accounts
Christmas Savings
0.10%APY
Automatic deposit management. $20.00 initial deposit required per Rate Sheet ($1 required to open per product page). Pays out every October. Early Closeout Fee is $25.00. Rates in effect until payout.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates in effect until payout. $20.00 initial deposit required (or $1 to open). $25 early closeout fee.Any balance | 0.10% | $10 | Rates in effect until payout. $20.00 initial deposit required (or $1 to open). $25 early closeout fee. |
My Health - HSA
0.05%APY
$100.00 initial deposit required. New Account Set-up Fee of $10.00. A $5.00 quarterly service fee applies if average quarterly balance is below $100.00. See an OVB Account Services Representative for an HSA eligibility brochure.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier $0.00-$9,999.99. | 0.05% | — | Tier $0.00-$9,999.99. |
| $10,000 – $50,000Tier $10,000-$49,999.99. | 0.05% | $5 | Tier $10,000-$49,999.99. |
| $50,000 – $100,000Tier $50,000-$99,999.99. | 0.05% | — | Tier $50,000-$99,999.99. |
| $100,000 and upTier $100,000.00 and over. | 0.10% | — | Tier $100,000.00 and over. |
Sources (1)
- ovbc.com/cd-and-ira-rates · captured Oct 6, 2026
Vacation Savings
0.10%APY
Automatic deposit management. $20.00 initial deposit required per Rate Sheet ($1 required to open per product page). Pays out every April. Early Closeout Fee is $25.00. Rates in effect until payout.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates in effect until payout. $20.00 initial deposit required (or $1 to open). $25 early closeout fee.Any balance | 0.10% | $10 | Rates in effect until payout. $20.00 initial deposit required (or $1 to open). $25 early closeout fee. |
Statement Savings
0.05%APY
$100.00 minimum balance, no minimum for GenNEXT customers (ages 18 and under). $2.00 monthly service charge applies if average monthly balance is below $100.00 (waived for minors ages 0-18). Opening deposit is $100 required ($25 for minors). Limit of 6 transfers or withdrawals per statement cycle/month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$2.00 monthly service charge applies if average monthly balance is below $100.00; $100.00 minimum opening deposit ($25.00 for minors ages 0-18 with no minimum balance and waived service charge).$100 and up | 0.05% | $5 | $2.00 monthly service charge applies if average monthly balance is below $100.00; $100.00 minimum opening deposit ($25.00 for minors ages 0-18 with no minimum balance and waived service charge). |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.