Bank · FDIC insured
Huntington Federal Savings Bank Savings Rates
Huntington Federal Savings Bank’s best savings rate is 0.10% APY on $10,000, with its Passbook Savings. Rates checked October 22, 2026.
How Huntington Federal Savings Bank’s savings rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Huntington Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Huntington Federal Savings Bank
0.10%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $10
Statement Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
CommunityAmerica Credit Union
3.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Huntington Federal Savings Bank savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Huntington Federal Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Master Account
0.05%APY
Limits new account customers to residents within a 50-mile radius of main office in Huntington or branch in Putnam Village Shopping Center. No maintenance fee with required $300.00 minimum daily balance. Transaction limits apply (6 withdrawals per statement cycle). Includes check-writing ability, debit card, and free ATM withdrawals on Huntington Federal network. Interest paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Variable rate account on which the interest rate may change at any time. No minimum balance to earn APY. No maintenance fee with required $300 minimum daily balance. | 0.05% | $5 | Variable rate account on which the interest rate may change at any time. No minimum balance to earn APY. No maintenance fee with required $300 minimum daily balance. |
| $25,000 – $100,000Variable rate account on which the interest rate may change at any time. Minimum balance to earn APY is $25,000. No maintenance fee with required $300 minimum daily balance. | 0.10% | — | Variable rate account on which the interest rate may change at any time. Minimum balance to earn APY is $25,000. No maintenance fee with required $300 minimum daily balance. |
| $100,000 and upVariable rate account on which the interest rate may change at any time. Minimum balance to earn APY is $100,000. No maintenance fee with required $300 minimum daily balance. | 0.10% | — | Variable rate account on which the interest rate may change at any time. Minimum balance to earn APY is $100,000. No maintenance fee with required $300 minimum daily balance. |
Sources (2)
All captured Sep 19, 2026
Passbook Savings
0.10%APY
Limits new account customers to residents within a 50-mile radius of main office in Huntington or branch in Putnam Village Shopping Center. Must present passbook at a Huntington Federal location to make a withdrawal. Interest paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account on which the interest rate may change at any time. Interest paid quarterly.Any balance | 0.10% | $10 | Variable rate account on which the interest rate may change at any time. Interest paid quarterly. |
Sources (2)
All captured Sep 19, 2026
Statement Savings
0.10%APY
Limits new account customers to residents within a 50-mile radius of main office in Huntington or branch in Putnam Village Shopping Center. Transaction limits apply (6 per statement cycle). Free online banking and free ATM withdrawals for Huntington Federal network transactions. Interest paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account on which the interest rate may change at any time. Interest paid quarterly.Any balance | 0.10% | $10 | Variable rate account on which the interest rate may change at any time. Interest paid quarterly. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.10%APY
Limits new account customers to residents within a 50-mile radius of main office in Huntington or branch in Putnam Village Shopping Center. Make weekly deposits and receive payout in mid-October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account on which the interest rate may change at any time.Any balance | 0.10% | $10 | Variable rate account on which the interest rate may change at any time. |
Sources (2)
All captured Sep 19, 2026
Health Savings
0.10%APY
Minimum balance to avoid charges is $500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Variable rate account on which the interest rate may change at any time. No minimum balance to earn APY. Minimum balance to avoid charges is $500. | 0.05% | — | Variable rate account on which the interest rate may change at any time. No minimum balance to earn APY. Minimum balance to avoid charges is $500. |
| $1,000 – $2,500Variable rate account on which the interest rate may change at any time. Minimum balance to earn APY is $1,000. Minimum balance to avoid charges is $500. | 0.10% | — | Variable rate account on which the interest rate may change at any time. Minimum balance to earn APY is $1,000. Minimum balance to avoid charges is $500. |
| $2,500 and upVariable rate account on which the interest rate may change at any time. Minimum balance to earn APY is $2,500. Minimum balance to avoid charges is $500. | 0.10% | $10 | Variable rate account on which the interest rate may change at any time. Minimum balance to earn APY is $2,500. Minimum balance to avoid charges is $500. |
Sources (1)
- huntingtonfederal.com/savings-account-rates · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.