Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Texas
- 2.65%APY$265 a year on $10,000with conditions
Requirements
Offer: Enhanced Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000 is required to receive rate.
Qualified rate · 2.62% interest rate · Effective Oct 6, 2026
Rate checked
More details - Red River Credit UnionMoney MarketMoney Market · $2,500 min · 2.60%–2.90% by balance
Credit union · 14 branches
2.60%APY$260 a year on $10,000Requirements
Product: Minimum required balance is $2,500.00 to prevent a $5.00 minimum balance violation fee. Minimum check clearing amount is $500.00. Transaction violation fee of $35.00 for exceeding 6 Reg D transactions per month. Dividends credited/compounded monthly based on daily balance. Membership required.
Offer: Dividends credited/compounded monthly. Rates based on daily balance.
2.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 2.60% $100,000 – $250,000 2.75% $250,000 and up 2.90% Rate checked
More details - Hanmi BankSimple Money MarketSimple Money Market · $100 min · 0.05%–2.80% by balance
Bank · 5 branches
2.60%APY$260 a year on $10,000Requirements
Product: A maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
Offer: Monthly maintenance charge of $5 waived when average daily balance for the statement cycle is $500 or more.
$5 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Simple Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.60% $100,000 and up 2.80% Rate checked
More details - Mobility Credit UnionHigh Yield SavingsSavings · $100 min · 0.00%–4.00% by balance
Credit union · 3 branches
2.58%APY$258 a year on $10,000Requirements
Product: $100 minimum opening deposit. $2,500 minimum daily balance to avoid the $10 monthly maintenance fee and earn dividends. Up to six withdrawals per month. Only Texas residents qualify to join the Texas Consumer Council.
0.00% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $100 – $2,500 0.00% $2,500 – $10,000 2.53% $10,000 – $25,000Your amount 2.58% $25,000 – $50,000 2.63% $50,000 – $100,000 2.74% $100,000 – $250,000 2.84% $250,000 – $500,000 2.94% $500,000 – $1,000,000 3.05% $1,000,000 – $2,000,000 3.56% $2,000,000 and up 4.00% Rate checked
More details - Mobility Credit UnionHigh Yield Savings Account (Money Market)High Yield Savings Account (Money Market) · $100 min · 0.00%–4.00% by balance
Credit union · 3 branches
2.58%APY$258 a year on $10,000Requirements
Product: Only Texas residents qualify to join the Texas Consumer Council. Up to six withdrawals allowed per month.
Offer: $10 monthly maintenance fee applies if daily balance is below $2,500. Dividends obtained with minimum daily balance of $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account (Money Market) Balance APY $100 – $2,500 0.00% $2,500 – $10,000 2.53% $10,000 – $25,000Your amount 2.58% $25,000 – $50,000 2.63% $50,000 – $100,000 2.74% $100,000 – $250,000 2.84% $250,000 – $500,000 2.94% $500,000 – $1,000,000 3.05% $1,000,000 – $2,000,000 3.56% $2,000,000 and upAlso states $3,000,000 + .50% APY*. 4.00% Rate checked
More details - Anthem Bank & TrustRISE Money Market AccountRISE Money Market Account · $5,000 min · 0.10%–4.06% by balance
Bank · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Rates based on average daily balances. Monthly fee waived with checking account.
Offer: Balance below $9,999.99. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for RISE Money Market Account Balance APY Up to $10,000 0.10%* $10,000 – $50,000Your amount 2.53% $50,000 – $100,000 2.53% $100,000 – $1,000,000 3.51% $1,000,000 – $2,500,000 3.61% $2,500,000 – $5,000,000 3.71% $5,000,000 – $10,000,000 3.92% $10,000,000 and up 4.06% Rate checked
More details - Anthem Bank & TrustGive Money Market AccountGive Money Market Account · $0 min · 0.10%–2.53% by balance
Bank · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: 0.15% APY donated to charity on total participating balances. Monthly fee waived with checking account.
Offer: Balance below $1,000. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Give Money Market Account Balance APY Up to $1,000 0.10%* $1,000 – $5,000 1.51% $5,000 – $10,000 2.02% $10,000 and upYour amount 2.53% Rate checked
More details - Texas Health Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–2.52% by balance
Credit union · 2 branches
2.52%APY$252 a year on $10,000Requirements
Product: Dividends are calculated daily and paid monthly. Members are allowed three withdrawals and three transfers ($500 minimum) per month.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 and upYour amount 2.52% Rate checked
More details - Texas Health Credit UnionMoney Market CheckingMoney Market Checking · 0.05%–2.52% by balance
Credit union · 2 branches
2.52%APY$252 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.05% $2,500 and upYour amount 2.52% Rate checked
More details - 2.50%APY$250 a year on $10,000intro rate
Requirements
Product: Must be funded completely with new money (funds not currently on deposit with Chartway Credit Union; funds transferred from IRA accounts not eligible). Chartway senior leadership positions (VP and above), Board of Directors, and volunteers are not eligible. Dividends are paid quarterly.
Offer: Must be funded completely with new money; promotional rate effective as of 1/31/24; dividends paid quarterly.
Promotional rate · 2.50% interest rate · Effective Oct 22, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Allows up to six transactions during the month. An $8 service charge is assessed if the number of transactions is exceeded or if the minimum monthly balance of $2,500 is not maintained.
Offer: Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month.
0.00% interest rate · $8 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: A High Interest checking account (with $25.00 opening deposit) is required to have a Free ATX Saver account. Limit 1 account per SSN/ITIN. No monthly maintenance fees.
Offer: Qualifying rate on daily balances up to and including $50,000 when monthly qualifications (at least 1 direct deposit/ACH credit/payment, at least 15 debit card purchases, and eStatements enrollment) are met on the linked checking account.
Qualified rate · 2.47% interest rate · Balance cap $50,000 · No monthly fee · Effective Sep 22, 2025
Rate checked
More details - Anthem Bank & TrustSHIELD Money Market AccountSHIELD Money Market Account · $500 min · 0.10%–3.85% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Daily balance of $1,000 required to earn interest. Monthly fee waived with checking account.
Offer: Balance below $9,999. Fee waived with checking.
No monthly fee
Rate by balance
Rate by balance for SHIELD Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $1,000,000 3.30% $1,000,000 – $2,500,000 3.40% $2,500,000 – $5,000,000 3.50% $5,000,000 – $10,000,000 3.70% $10,000,000 and up 3.85% Rate checked
More details - 2.50%APY$250 a year on $10,000
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Available for Personal Accounts Only with Kasasa Cash or Kasasa Cash Back checking accounts. Requires maintaining a valid email address on record. Electronic statement delivery agreed; if 3 consecutive email notifications are returned, account converts to monthly paper statement delivery with $2.00 paper statement fee. $100 opening deposit required (may be split across accounts or waived if Kasasa Cash/Cash Back is already active). No monthly minimum balance.
Offer: Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Monthly qualification cycle requirements on checking: at least 1 direct deposit, ACH credit transaction, ATM deposit or mobile deposit; at least 15 debit card purchases; maintain a valid email address on record.
Qualified rate · 2.50% interest rate · Balance cap $25,000 · No monthly fee · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Texas
963 accounts at 412 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches