Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–4 of 4 in Madison County, TN · median 4.50% APR
- 4.49%APRas low as
Terms
Stated 'rates as low as 4.49% APR' apply to well-qualified applicants with credit scores of 760, loan terms of 36 months, and vehicles with less than 80,000 miles. Loan term, loan to value (LTV), and/or down payment may vary based on credit history. Flexible terms available up to 96 months. Payment example: 36 monthly payments of approximately $29.80 per $1,000 borrowed at 4.49% APR.
Auto loan score 89 · Carrot Score 97
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 4.49% APR. Includes 0.50% automatic payment discount from checking account. 73-84 month terms available for vehicles within 3 model years or less; shorter terms may be required to qualify for APR.
Auto loan score 85 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
New vehicle
Auto loan score 87 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rate is 'as low as' 4.99% APR for terms up to 84 months. Rates vary based on creditworthiness and other factors.
Auto loan score 83 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Madison County, TN
4 banks and credit unions · checked Oct 15
- Typical
- 4.50%
- Top 10% up to
- 4.49%
- Credit unions, typical
- 4.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Jackson, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Leaders Credit UnionCredit union · 6 branches
- Community BankBank · 2 branches