Compare Bank & Credit Union Rates
Best savings rates in Aiken, SC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Aiken, SC
- SRP Federal Credit UnionMember Boost Savings AccountSavings · $0 min · 0.37%–3.00% by balance
Credit union · 5 branches
1.50%APY$150 a year on $10,000Requirements
Product: Available for Consumer Accounts only; fiduciary accounts and business members are not eligible. Limited to one per membership. Tiered rates; minimum balance to earn stated APY is $0.01.
Offer: Minimum account balance to earn stated APY is $0.01.
0.37% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Member Boost Savings Account Balance APY Up to $10,000 0.37% $10,000 – $50,000Your amount 1.50% $50,000 – $250,000 2.25% $250,000 and up 3.00% Rate checked
More details - South Carolina State Credit UnionMoney ManagementMoney Management · $1,000 min · 0.05%–1.76% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Dividends credited and compounded monthly. Higher balances yield greater dividend rates. No fees are associated with this account. Minimum opening deposit is $1,000.
Offer: Lower tier rate equals checking account rate. Dividends credited monthly.
0.05% interest rate · Compounded monthly · Effective Feb 2, 2026
Rate by balance
Rate by balance for Money Management Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 – $100,000 1.41% $100,000 and up 1.76% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.37%APY$37 a year on $10,000
Requirements
Product: Membership required ($0.01 par value share deposit). Fiduciary accounts and business members are not eligible for some specialized savings types.
Offer: Minimum opening deposit of $0.01 par value membership share buys share in credit union.
0.37% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.37%APY$37 a year on $10,000
Requirements
Product: Membership required.
0.37% interest rate · Effective Oct 1, 2026
Rate checked
More details - SRP Federal Credit UnionEmergency Fund Builder Savings AccountSavings · $0 min · 0.37%–5.00% by balance
Credit union · 5 branches
0.37%APY$37 a year on $10,000Requirements
Product: Available for Consumer accounts only; fiduciary accounts and business members are not eligible for this account type. Emergency Fund Builder Accounts are limited to one per membership. Other restrictions apply. Fees may reduce earnings. Rates subject to change after account opening. Membership required. Minimum account balance to earn stated APY is $0.01.
Offer: The promoted 5.00% APY is earned on balances up to $1,000.00. Minimum account balance to earn stated APY is $0.01.
4.89% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Emergency Fund Builder Savings Account Balance APY Up to $1,000 5.00% Over $1,000Your amount 0.37% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Active Regular Savings account required for membership. 3 free teller withdrawals per month; unlimited ATM withdrawals. $5.00 fee per withdrawal after 3 in-person or by-phone withdrawals per month.
Offer: Dividends credited and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Sep 4, 2020
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Dividends credited and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Sep 4, 2020
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Aiken, SC
26 accounts at 8 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.05%
- Top 10% from
- 0.69%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.37%
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Augusta, GA-SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 4 branches
- PenFed Credit UnionCredit union · 2 branches
- Associated Credit UnionCredit union · 2 branches