Compare Bank & Credit Union Rates
Best savings rates in Rhode Island
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Rhode Island
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Higher rates earn when linked checking account meets monthly qualifications: 12 POS debit card purchases, at least 1 automatic payment/direct deposit/bill pay, and enrollment in e-statements.
Offer: Applies to average daily balances up to $25,000 when linked Kasasa checking account qualification requirements are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Dime BankDeposit Accelerator Money MarketDeposit Accelerator Money Market · $5,000 min · 0.20%–3.50% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Rate lock through December 31, 2026; APY may change after promotional lock period. Requires new funds not currently on deposit (maximum $1,000,000). Requires opening or maintaining a Dime Bank checking account with at least $2,000 at account opening. One account per TIN. $25 monthly maintenance fee waived if monthly average balance is at least $5,000.
Offer: Tier 1. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more.
Qualified rate · $25 monthly fee · Effective Sep 8, 2026
Rate by balance
Rate by balance for Deposit Accelerator Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amountTier 2. 1.00% $25,000 – $100,000Tier 3. 2.50% $100,000 – $250,000Tier 4. 3.25% $250,000 and upTier 5. 3.50% Rate checked
More details - Wave Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,000 min · 0.75%–1.50% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,0000.75% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,000 – $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 and up 1.50% Rate checked
More details - Rhode Island Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.75%–1.26% by balance
Credit union · 8 branches
0.75%APY$75 a year on $10,000Requirements
Product: Interest Rate and Annual Percentage Yield may change daily as determined by the Credit Union's Board of Directors.
0.75% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 and up 1.26% Rate checked
More details - Greenwood Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.00%–2.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 0.75% $50,000 – $150,000 1.25% $150,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have an active EZ Interest Checking Account.
Offer: Must have an active EZ Interest Checking Account. $2,500 minimum balance to waive $10 monthly fee.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for EZ Choice Savings Balance APY Up to $25,000Your amount 0.75% $25,000 and up 1.50% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Internet-only savings account. In-branch transactions/services are $5.00 per visit.
Offer: Minimum balance to open and earn disclosed APY is $10.00; in-branch banking fee of $5.00 per visit.
0.60% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Customers must maintain a PRIME TIME Checking Account to be eligible for product. Fees could reduce earnings. The rate on these accounts may change after the account is opened.
Qualified rate · 0.30% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Prime Time™ Balance APY Up to $25,000Your amount 0.30% $25,000 – $50,000 0.75% $50,000 – $100,000 1.06% $100,000 – $250,000 2.02% $250,000 – $500,000 2.53% $500,000 – $1,000,000 2.53% $1,000,000 – $1,500,000 2.53% $1,500,000 – $2,000,000 2.53% Over $2,000,000 2.53% Rate checked
More details - 0.30%APY$30 a year on $10,000
No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
No monthly fee · Effective Sep 30, 2026
Rate checked
More details - CME Credit UnionMyLife Money MarketMyLife Money Market · $25 min · 0.30%–1.00% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Rates are subject to change without notice and may change monthly. Fees may reduce earnings on the account. Membership open to everyone.
Offer: Minimum to earn APY is $25.
0.30% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for MyLife Money Market Balance APY $25 and upYour amount 0.30% $25,000 and upMinimum to earn APY is $25,000. 0.55% $50,000 and upMinimum to earn APY is $50,000. 0.95% $75,000 and upMinimum to earn APY is $75,000. 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - BrightBridge Credit UnionMoney Market AccountsMoney Market Accounts · $25 min · 0.25%–3.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Balance determines rate tier. Minimum $2,500 required to avoid a service fee. Rates subject to change daily.
Offer: Tier 1: $0.00-$2,499.99.
0.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 3.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires receiving electronic statements (E-Statements) instead of paper statements. No monthly fees. Low $5 minimum balance.
Offer: Requires electronic statements instead of paper statements.
0.25% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a $5.00 minimum deposit to open and join Wave. No monthly fees. Monthly/quarterly statements.
0.15% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rhode Island
80 accounts at 27 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Rhode Island
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 18 branches
- Ocean State Credit UnionCredit union · 6 branches