Bank · FDIC insured
Dime Bank Savings Rates
Dime Bank’s best savings rate is 0.03% APY on $10,000, with its Statement Savings. Rates checked October 22, 2026.
How Dime Bank’s savings rates compare
Compared with banks and credit unions near Norwich, CT, where Dime Bank has the most branches. $10,000, best rate first.
This bank’s best
Dime Bank
1.00%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $100
Deposit Accelerator Money Market
Top rate
Beacon Bank
3.20%APY
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000 a year
- $320
2nd-highest rate
CorePlus Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Dime Bank savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.03%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dime Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Deposit Accelerator Money Market
1.00%APY
Rate lock through December 31, 2026; APY may change after promotional lock period. Requires new funds not currently on deposit (maximum $1,000,000). Requires opening or maintaining a Dime Bank checking account with at least $2,000 at account opening. One account per TIN. $25 monthly maintenance fee waived if monthly average balance is at least $5,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier 1. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. | 0.20% | — | Tier 1. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. |
| $10,000 – $25,000Tier 2. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. | 1.00% | $100 | Tier 2. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. |
| $25,000 – $100,000Tier 3. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. | 2.50% | — | Tier 3. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. |
| $100,000 – $250,000Tier 4. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. | 3.25% | — | Tier 4. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. |
| $250,000 and upTier 5. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. | 3.50% | — | Tier 5. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more. |
Sources (1)
- dime-bank.bank/bank/start-savi…accelerator-money-market · captured Sep 19, 2026
Statement Savings
0.03%APY
Variable rate account; interest may change at bank discretion after opening. Monthly maintenance fee waived with a minimum daily balance of $200. Minimum daily balance of $20 required to earn interest. Includes ATM/debit card access and digital banking tools.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.03% | — |
| $5,000 – $25,000 | 0.03% | $3 |
| $25,000 – $50,000 | 0.03% | — |
| $50,000 and up | 0.03% | — |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.10%APY
Variable rate account; interest may change at bank discretion after opening. Designed for individuals with high-deductible health plans (HDHP). Catch-up contribution of $1,000 for age 55+. Includes HSA debit card, checks, and digital banking access.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $15,000 | 0.10% | $10 |
| $15,000 and up | 0.10% | — |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.