Credit union · NCUA insured
Blackstone River FCU Savings Rates
Blackstone River FCU’s best savings rate is 0.10% APY on $10,000, with its Money Market Savings Account. Rates checked October 22, 2026.
How Blackstone River FCU’s savings rates compare
Compared with banks and credit unions near Providence, RI-MA, where Blackstone River FCU has the most branches. $10,000, best rate first.
This credit union’s best
Blackstone River FCU
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Share Savings
Top rate
St. Anne's Credit Union
4.95%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $495
2nd-highest rate
Alltrust Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Blackstone River FCU savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blackstone River FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings Account
0.10%APY
No service charge fees. Statements mailed out on quarterly basis. Dividends calculated on average daily balance; dividend posted monthly. Not an ATM accessible account. Direct deposit available. Can be used for overdraft protection.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Oct 22, 2026
Share Savings
0.10%APY
Dividends posted quarterly, calculated on average daily balance. Statements mailed quarterly. ATM accessible account, direct deposit, can be used for overdraft protection. Dividends paid on $5.00 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00 required. Dividends paid on $5.00 or more.$5 and up | 0.10% | $10 | Minimum balance of $5.00 required. Dividends paid on $5.00 or more. |
Sources (2)
All captured Oct 22, 2026
Special Savings
0.10%APY
Statements mailed quarterly, dividends posted quarterly, calculated on average daily balance. Not an ATM accessible account. Direct deposit, can be used for overdraft protection.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required.Any balance | 0.10% | $10 | No minimum balance required. |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA Account
0.30%APY
Traditional IRAs available. Statements mailed quarterly, dividends posted quarterly, calculated on average daily balance. No minimum balance to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn stated APY and no minimum balance to open. Traditional IRAs available.Any balance | 0.30% | $30 | No minimum balance required to earn stated APY and no minimum balance to open. Traditional IRAs available. |
Sources (2)
- blackstoneriverfcu.org/persona…idual-retirement-account
- blackstoneriverfcu.org/personal/current-rates
All captured Oct 22, 2026
Holiday Club Account
0.10%APY · 1 term
52 week club. Statements mailed quarterly, dividends posted quarterly, calculated on average daily balance. Direct deposit. Balance transferred to Share Savings account the first week of October.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsNo minimum balance required. 52 week club. Balance transferred to Share Savings account the first week of October | 0.10% | $10 |
Sources (2)
All captured Oct 22, 2026
Vacation Club Account
0.10%APY · 1 term
52 week club. Statements mailed quarterly, dividends posted quarterly, calculated on average daily balance. Direct deposit. Balance transferred to Share Savings account the first week of May.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsNo minimum balance required. 52 week club. Balance transferred to Share Savings account the first week of May | 0.10% | $10 |
Sources (2)
All captured Oct 22, 2026
Who can join Blackstone River FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield, or Woonsocket, Rhode Island.
Membership information collected October 4, 2026.