Compare Bank & Credit Union Rates
Best savings rates in North Carolina
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in North Carolina
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 31, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility required. $5 minimum deposit to open. Minimum required balance of $5. No monthly service fees.
0.25% interest rate · No monthly fee · Effective Oct 31, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be a Civic member. Minimum opening deposit $5. Monthly service fee of $1 if balance falls below $5.
Offer: $1 fee each month balance is below $5. Minimum balance to earn APY is $1.
0.25% interest rate · $1 monthly fee · Effective Jul 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be a Civic member. Automated savings account with distribution to Select Savings Account in March or October. No maintenance fees.
Offer: No maintenance fees. Minimum deposit of $1 to open account and earn dividends.
0.25% interest rate · No monthly fee · Effective Jul 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: One account per customer. No minimum balance required. Digital statements must be activated and either have an open Movement Rewards Checking Account or maintain a minimum daily balance of $15,000 to earn qualifying rates.
Offer: Entire balance earns 0.25% APY if monthly qualifications are not met during statement cycle.
Qualified rate · Effective Jul 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Flat interest rate. Standard $12 quarterly maintenance fee waived when maintaining a $100 minimum daily balance.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Oteen VA Federal Credit UnionMoney Market SharesMoney Market Shares · $1,000 min
Credit union · 1 branch
0.22%APY$22 a year on $10,000Requirements
Product: Membership eligibility required (affiliated military/veteran organizations and groups); requires opening a share/savings account with a $25.00 minimum deposit and paying a $2.00 one-time membership fee.
Offer: $1,000.00 minimum balance required.
0.22% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: A membership share of $25 is required to open and maintain membership.
0.20% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Fees, other conditions or early withdrawal penalties may reduce the earnings on an account.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge waived with $200 minimum daily balance. Withdrawal fee of $3 per item for each withdrawal exceeding 3 per month.
Offer: $5 monthly service charge waived with $200 minimum daily balance. $100 minimum balance required to obtain APY.
0.00% interest rate · $5 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $100 0.00% $100 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Applies to balances $100 or greater.
Offer: Rate applies to balances $100 or greater.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Main account for every credit union member (Regular Membership Share). $5 deposit remains on hold throughout the length of membership.
Offer: $5 minimum balance to earn dividends. Dividends credited and compounded monthly.
0.20% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate checked
More details - Nucor Employee's Credit UnionRegular Share SavingsSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Special designated savings account needs such as taxes, tuition, vacation, down payments; interest accrued daily and paid monthly.
No monthly fee · Effective Jan 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in North Carolina
285 accounts at 102 banks and credit unions · checked Oct 16–23
- Typical
- 0.22%
- Top 10% from
- 2.23%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
North Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 17 branches
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 5 branches