Bank · FDIC insured
KS Bank Savings Rates
KS Bank’s best savings rate is 0.20% APY on $10,000, with its Simple Savings. Rates checked October 22, 2026.
How KS Bank’s savings rates compare
Compared with banks and credit unions near Raleigh, NC, where KS Bank has the most branches. $10,000, best rate first.
This bank’s best
KS Bank
0.20%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $20
Simple Savings
Top rate
Langley Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Coastal Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $325
KS Bank savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KS Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Simple Savings
0.20%APY
$5 monthly service charge waived with $200 minimum daily balance. Withdrawal fee of $3 per item for each withdrawal exceeding 3 per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100$5 monthly service charge waived with $200 minimum daily balance. $100 minimum balance required to obtain APY. | 0.00% | — | $5 monthly service charge waived with $200 minimum daily balance. $100 minimum balance required to obtain APY. |
| $100 and up$5 monthly service charge waived with $200 minimum daily balance. Minimum daily balance of $100 to obtain APY. | 0.20% | $20 | $5 monthly service charge waived with $200 minimum daily balance. Minimum daily balance of $100 to obtain APY. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.