Compare Bank & Credit Union Rates
Best savings rates in Raleigh, NC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Raleigh, NC
- 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 9 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 9 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership savings account. $5 deposit required for membership at Langley. No monthly fees. Unlimited withdrawals. Earns 0.05% APY on balances of $100 or greater ($100 minimum to earn APY).
Offer: Minimum balance of $100 to earn APY (balances greater than $100 earn 0.05% APY). $5 minimum deposit required for membership.
0.05% interest rate · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 9 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Langley Credit UnionTraditional Money MarketTraditional Money Market · $100 min · 0.05%–0.50% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum opening deposit of $100. Dividends calculated by average daily balance and compound monthly. No dividend will be earned in any dividend period if average daily balance is below $100. $5 deposit to Langley savings account required for membership.
Offer: Earns 0.05% APY on average daily balances above $100.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Traditional Money Market Balance APY $100 and up 0.05% $2,500 and up 0.05% $10,000 and upYour amount 0.05% $25,000 and up 0.50% $50,000 and up 0.50% $100,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes Summit Credit Union membership. Requires depositing and maintaining at least $5. No monthly fee. 3 free withdrawals/transfers per month ($3 each thereafter).
Offer: Dividends compounded quarterly; calculated using average daily balance method. Minimum balance to earn dividends is $100. Minimum balance to open and maintain membership is $5. No monthly fee. 3 free withdrawals/transfers per month ($3 each thereafter).
0.05% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings account to set aside funds for specific purposes. No monthly fees. 3 free withdrawals/transfers per month ($3 each thereafter).
Offer: Dividends compounded quarterly; calculated using average daily balance method. Minimum balance to earn dividends is $100. Minimum opening balance is $0. No monthly fee. 3 free withdrawals/transfers per month ($3 each thereafter).
0.05% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No stated min balance to avoid fee or earn APY. Same dividends as Prime Share. Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: Minimum balance to avoid fee null. Minimum balance to earn APY null.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of CTFCU membership. Par value of one share is $5.00. Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: $5.00/month fee if minimum daily balance of $5.00 is not met. Minimum balance of $5.00 to earn stated APY.
0.05% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 of $10 opening cost is deposited into share account, $5 covers membership fee. A Regular Share Account is required to maintain membership.
Offer: Rates set quarterly; term daily. $10 monthly service charge applies if combined minimum balance of $250 is not maintained after first six months of membership.
0.05% interest rate · $10 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Raleigh, NC
81 accounts at 29 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.20%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.50%
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Raleigh, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 2 branches
- Coastal Credit UnionCredit union · 15 branches