Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 586–600 results in New York
- 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid the quarterly service charge of $3 by maintaining a daily balance of $50.
0.05% interest rate · Effective Sep 22, 2026
Rate checked
More details - The First National Bank of GrotonMoney Market Checking Account (MMCA)Money Market Checking Account (MMCA) · $1,000 min
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Avoid the $5 monthly service charge by maintaining a daily balance of $1,000 or more; otherwise, an additional $0.20 fee applies for each check, telephone transfer debit, and NetTeller transfer debit.
Offer: Earns interest on entire balance compounded daily and paid at statement cycle end. Avoid the $5 monthly service charge by maintaining a daily balance of $1,000 or more.
0.05% interest rate · Compounded daily · $5 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Must meet monthly qualification cycle requirements (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/ACH credit/bill pay, and enrolled in eStatements) to earn higher tiered APY. Limit 1 account per Social Security Number.
Offer: Base rate applied to entire average daily balance if qualifications are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To maintain membership, NFTFCU requires a minimum $5 balance maintained in the Regular Shares Savings account. Dividends compounded and credited quarterly based on average daily balance.
Offer: Dividends paid on accounts of $50.00 or more.
Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Only available to members with a Cash Back Plus or High-Yield Checking account. Limit one per membership. To earn maximum stated rate during each Monthly Qualification Cycle (MQC), must complete at least 12 PIN or signature debit card purchases, receive at least one Direct Deposit or ACH deposit of $250+, and be enrolled in electronic statements. If qualifications are not met, 0.05% APY applies to all balances. $2 paper statement fee waived if enrolled in eStatements.
Offer: Base rate applied to all balances if monthly qualification criteria are not met. $2 monthly paper statement fee waived with eStatements.
Qualified rate · 0.05% interest rate · $2 monthly fee · Effective Mar 21, 2025
Rate checked
More details - Affinity Federal Credit UnionAffinity High-Yield SavingsSavings · $5 min · 0.05%–2.50% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Tiered rate paid on entire balance based on average daily balance tier. Dividends compounded daily and credited monthly. $2 monthly paper statement fee waived if enrolled in eStatements within first 45 days of membership or for qualifying members. Initial opening deposit $5.00.
Offer: Rate paid on entire balance if average daily balance is less than $100,000. $2 monthly paper statement fee waived if enrolled in eStatements.
0.05% interest rate · Compounded daily · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for Affinity High-Yield Savings Balance APY Up to $100,000Your amount 0.05% $100,000 and up 2.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Tier for balances less than $100,000.
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Bank at Work Savings Balance APY Up to $100,000Your amount 0.05% $100,000 and up 0.20% Rate checked
More details - The First Bank of GreenwichPreferred Savings AccountSavings · $1 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Linked Preferred Checking or Founders checking account required to open this product. $5.75 monthly service charge waived if average daily balance per statement cycle of $25,000 is maintained.
Qualified rate · 0.05% interest rate · $5.75 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Preferred Savings Account Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - The First Bank of GreenwichSpecial Statement Savings AccountSavings · $2,500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: $2.00 monthly service charge waived if average daily balance per statement cycle of $2,500 is maintained or if under 18 yrs old or over 50 yrs old. $2,500 minimum average daily balance to earn interest.
0.05% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Special Statement Savings Account Balance APY $2,500 – $15,000Your amount 0.05% $15,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - The First Bank of GreenwichPlatinum Savings AccountSavings · $1 min · 0.05%–3.14% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: $5.00 monthly service charge waived if average daily balance per statement cycle of $25,000 is maintained. Linked Platinum Checking account required to earn higher rate. On promotional page: required minimum deposit of $25,000.00 of new money not currently on deposit, and linked Platinum Checking with $2,500 minimum average balance or direct deposit to earn promotional APY and avoid $5 monthly fee.
Offer: With checking
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Platinum Savings Account Balance APY Up to $25,000Your amount 0.05% $25,000 and upPromotional rate without linked Platinum Checking account; required minimum deposit of $25,000 in new money 3.14% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires an initial deposit of $25 to establish membership. Balances $250 and greater earn dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.05%–0.50% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Standard rate (not enrolled in Relationship Rates) or Base Relationship Rate.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000Premium Relationship Rate: requires linking eligible USAA Classic Checking account and making at least 5 qualifying transactions each month. 0.25% $50,000 – $100,000 0.07% $100,000 – $250,000 0.10% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.50% $1,000,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum daily balance of $500 required to avoid $5.00 monthly service charge.
Offer: Minimum daily balance of $500 required to avoid $5.00 monthly service charge
0.05% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches