Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 496–510 results in New York
- UFirst Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.10%–0.20% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compound monthly. Minimum balance of $5,000.00 to earn dividends.
Offer: Dividends compound monthly.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000Your amount 0.10% $10,000 – $25,000 0.15% $25,000 – $50,000 0.20% $50,000 – $75,000 0.20% Over $75,000 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account requiring a $5.00 minimum balance to open and maintain.
Offer: Requires opening and maintaining a minimum balance of $5.00.
Effective Jan 1, 2026
Rate checked
More details - Cooper's Cave Federal Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Withdrawal restrictions of three per month.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - Community Resource Federal Credit UnionMember Share SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Primary savings account and foundation of credit union membership. No monthly service fees. Earn dividends on average daily balance of $100 or more.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Member Share Savings Balance APY Up to $100 0.00% $100 – $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership in O&R Utilities Employees Federal Credit Union. Requires maintaining a minimum balance of $5.00 at all times. Can be used as overdraft protection for share draft checking account.
0.10% interest rate · Effective Dec 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum $25.00 average daily balance to earn dividends.
Offer: Minimum $25.00 average daily balance to earn dividends.
0.10% interest rate · Effective Feb 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum 0.01 (1 cent) average daily balance to earn dividends.
Offer: Minimum 0.01 (1 cent) average daily balance to earn dividends.
0.10% interest rate · Effective Feb 1, 2024
Rate checked
More details - The Berkshire BankBlue Ribbon SavingsSavings · $10,000 min · 0.10%–0.30% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Must open both a Blue Ribbon Savings and linked Blue Ribbon Checking account.
Offer: Requires linked Blue Ribbon Checking account.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Nov 13, 2025
Rate by balance
Rate by balance for Blue Ribbon Savings Balance APY $10,000 – $49,999Your amount 0.10% $50,000 – $249,999 0.10% $250,000 – $999,999 0.20% $1,000,000 – $3,999,999 0.30% $4,000,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 minimum deposit to open account. $100.00 average daily balance required to earn dividends.
Offer: $5.00 to open account, $100 ADB to earn dividends.
0.10% interest rate · Effective Nov 19, 2015
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $0.00 to open account, $100 ADB to earn dividends.
0.10% interest rate · Effective Nov 19, 2015
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $2,500.00 minimum balance / deposit to open.
0.10% interest rate · Effective Nov 19, 2015
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest is compounded daily and paid quarterly. Variable interest rate subject to change. Requires a balance of at least $10.00 for the entire calendar quarter to receive interest. $100.00 minimum daily balance required to obtain APY.
Offer: Requires a daily balance of $100.00 to obtain APY and at least $10.00 for the entire calendar quarter to receive interest.
0.10% interest rate · Compounded daily · No monthly fee
Rate checked
More details - First Federal MiddletownMoney Market Premium AccountMoney Market Premium Account · $2,500 min · 0.03%–1.00% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account. Monthly account fee of $10 imposed every statement cycle if balance falls below $2,500 on any day of the cycle. Regulation D transfer limits apply (max 6 per month).
Offer: Tier $.01 - $2,499.99. Monthly fee of $10 imposed if balance falls below $2,500 on any day of the cycle.
0.03% interest rate · $10 monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Premium Account Balance APY Up to $2,500 0.03% $2,500 – $20,000Your amount 0.10% $20,000 – $50,000Monthly fee of $10 waived when balance stays at or above $2,500 on every day of the statement cycle. 0.25% $50,000 – $100,000Monthly fee of $10 waived when balance stays at or above $2,500 on every day of the statement cycle. 0.50% $100,000 – $250,000Monthly fee of $10 waived when balance stays at or above $2,500 on every day of the statement cycle. 0.50% $250,000 and upMonthly fee of $10 waived when balance stays at or above $2,500 on every day of the statement cycle. 1.00% Rate checked
More details - First Federal MiddletownMoney Market Plus AccountMoney Market Plus Account · $1,000 min · 0.01%–0.50% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account. Monthly fee of $7 if balance falls below $1,000 at any time during the month. Regulation D transfer limits apply (max 6 per month).
Offer: Tier $.01 - $999.99. Minimum balance to avoid $7 monthly fee is $1,000.
0.01% interest rate · $7 monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Plus Account Balance APY Up to $1,000 0.01% $1,000 – $50,000Your amount 0.10% $50,000 and upMonthly fee of $7 waived with minimum balance of $1,000. 0.50% Rate checked
More details - ESL Federal Credit UnionMoney Maker AccountMoney Maker Account · $2,500 min · 0.05%–0.45% by balance
Credit union · 32 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fees or minimum balance fees. Balances qualify for the Owners' Dividend subject to eligibility. Rates are variable and paid monthly.
Offer: Minimum balance to obtain APY is $1.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Maker Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 and up 0.45% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches