Credit union · NCUA insured
UPSTATE TELCO Federal Credit Union Savings Rates
UPSTATE TELCO Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How UPSTATE TELCO Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Gloversville, NY, where UPSTATE TELCO Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
UPSTATE TELCO Federal Credit Union
0.10%APY
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Savings
Top rate
First Choice Financial Federal Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
3rd-highest rate
NBT Bank
0.03%APY
- Minimum
- $25
- Earns on $10,000 a year
- $3
UPSTATE TELCO Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UPSTATE TELCO Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.10%APY
Primary savings account requiring a $5.00 minimum balance to open and maintain.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires opening and maintaining a minimum balance of $5.00.$5 and up | 0.10% | $10 | Requires opening and maintaining a minimum balance of $5.00. |
Special-purpose accounts
Christmas Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Vacation Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join UPSTATE TELCO Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active or retired employees of Frontier Communications who work or are supervised from the Gloversville or Middletown offices are eligible for membership.
Family and household
- Immediate family and household members of existing credit union members are eligible to join.
Membership information collected October 5, 2026.