Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results in New York
- City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 6 branches
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details - Salt City Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.35%–0.50% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Compounded and credited monthly. Balances below $2,500 earn the Regular Shares dividend rate. Fees could reduce earnings. Prospective dividend rates. Membership eligibility applies.
Offer: Tier 1. Dividend rates are prospective for the period ending 10/31/26. Compounded and credited monthly. Balances below $2,500 earn the Regular Shares dividend rate. Fees could reduce earnings.
Promotional rate · 0.35% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.35% $25,000 and upTier 2. 0.40% $50,000 and upTier 3. 0.45% $100,000 and upTier 4. 0.50% Rate checked
More details - Money Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,0000.30% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.30% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.40% $50,000 – $99,999 0.45% $100,000 and up 0.50% Rate checked
More details - SeaComm Federal Credit UnionMoney Market AccountMoney Market Account · $100 min · 0.10%–1.00% by balance
Credit union · 7 branches
0.35%APY$35 a year on $10,000Requirements
Product: Dividends are calculated daily, paid monthly, and tiered based on balance.
Effective Apr 14, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 – $100,000 0.60% $100,000 and up 1.00% Rate checked
More details - Champlain National BankChamplain Money MarketChamplain Money Market · $1,000 min · 0.25%–1.26% by balance
Bank · 10 branches
0.35%APY$35 a year on $10,000Requirements
Product: The rate is variable and may change after the account is opened.
Offer: The rate is variable and may change after the account is opened.
Effective Jul 13, 2025
Rate by balance
Rate by balance for Champlain Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.75% $50,000 – $75,000 1.00% $75,000 and up 1.26% Rate checked
More details - Walden Savings BankMoney Market Deposit AccountMoney Market Deposit Account · $100 min · 0.05%–0.50% by balance
Bank · 11 branches
0.35%APY$35 a year on $10,000Requirements
Product: Interest is compounded and credited monthly. Interest is paid on tiered balances. Interest accrued but not credited at withdrawal is forfeited.
0.05% interest rate · Effective Jun 5, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY $100 – $2,499 0.05% $2,500 – $49,999Your amount 0.35% $50,000 and up 0.50% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Compounded and credited quarterly.
Offer: Compounded and credited quarterly. Minimum balance to earn APY is $25.00.
0.35% interest rate
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Membership eligibility required. $5 minimum deposit plus a $5 membership fee/new account fee required to join and open account.
Offer: Minimum Balance of $1,000 required to earn dividends. Fees could reduce account dividend earnings.
0.35% interest rate · No monthly fee
Rate checked
More details - Crouse Federal Credit UnionRegular Share SavingsSavings · $5 min · 0.10%–1.02% by balance
Credit union · 1 branch
0.31%APY$31 a year on $10,000Requirements
Product: Membership account. Minimum balance $5.00. Withdrawal restrictions apply. Dividends compounded daily and credited quarterly on balances of $5.00 or more based on average daily balance. Accounts closed during the quarter do not earn dividends.
0.10% interest rate · Compounded daily
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.10% $1,000 – $2,499 0.16% $2,500 – $5,000 0.26% $5,000 – $10,000Your amount 0.31% $10,000 – $25,000 0.41% $25,000 – $50,000 0.61% $50,000 – $100,000 0.66% Over $100,000 1.02% Rate checked
More details - Geddes Federal Savings and Loan AssociationMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.30%–0.70% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Passbook Account earning daily compounded interest with no monthly service fee. Interest rates posted quarterly. Requires an initial deposit of $1,000.00. Deposit accounts are only opened for consumers residing or businesses that are located within 150 miles of Syracuse, New York location.
0.30% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $1,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.45% $100,000 – $250,000 0.60% $250,000 and up 0.70% Rate checked
More details - Geddes Federal Savings and Loan AssociationPremier Money Market AccountPremier Money Market Account · $1,000 min · 0.05%–0.80% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Earns daily compounded interest with rates posted monthly. No monthly service fee. Includes ATM card availability, online banking, monthly statements, and unlimited transactions. Money Markets require an initial deposit of $1,000.00. Notice: Deposit accounts are only opened for consumers residing or businesses that are located within 150 miles of Syracuse, New York location.
Offer: Minimum balance of $25.00 required to earn interest. Initial deposit requirement is $1,000.00.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $999 0.05% $1,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.55% $100,000 – $250,000 0.70% $250,000 and up 0.80% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.10% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $75,000 0.42% $75,000 – $200,000 0.60% $200,000 and up 0.70% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: The interest rate and APY may change after account opening.
0.30% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: The interest rate and APY may change after account opening. Fees may reduce earnings on the account.
0.30% interest rate
Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 28 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
717 accounts at 293 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.72%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch