Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in New York
- 1.00%APY$100 a year on $10,000intro rate
Requirements
Product: Must be open and maintain a balance of at least $5 at the end of the quarter to earn stated interest. Interest is calculated on daily balance and compounded monthly.
Offer: Rate for October
Promotional rate · 1.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Two-Star Award: Meet requirements for preceding level (maintain Power Checking Account) and use VISA Debit Card for at least 4 purchases a month (purchases only; ATM withdrawals do not apply).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - Pathfinder BankFree Kasasa Saver® AccountSavings · $100 min · 0.25%–1.00% by balance
Bank · 12 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Must meet monthly qualification cycle requirements (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/ACH credit/bill pay, and enrolled in eStatements) to earn higher tiered APY. Limit 1 account per Social Security Number.
Offer: Qualifications met: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; enrolled in and agree to receive eStatements.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Free Kasasa Saver® Account Balance APY Up to $30,000Your amount 1.00% Over $30,000 0.25% Rate checked
More details - Akron School Employees Federal Credit UnionRegular Share Savings AccountSavings · $5 min · 0.00%–1.50% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Subject to change without notice. Requires $5 minimum to keep account open. Can be setup through payroll deduction.
Offer: No dividends on balances less than $25.00.
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $25 0.00% Up to $74,999Your amount 1.00% Over $74,999 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee.
Offer: Min. Avg. Daily Balance: $2,500.00.
0.99% interest rate
Rate checked
More details - Community Resource Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered dividend rates; earn higher dividends on an average daily balance of $2,500 or more. Withdraw up to 6 times per month / check writing permitted (6 per month).
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.25% $100,000 and up 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Membership eligibility is required. Dividends are compounded and paid based on the average daily balance method.
1.00% interest rate · Effective Sep 1, 2025
Rate checked
More details - Cooperative Federal Credit UnionSuper Share (Money Market)Super Share (Money Market) · $2,500 min
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Rate can change after the account is opened.
Offer: Rate can change after the account is opened.
Effective Apr 2, 2026
Rate checked
More details - Sing Sing Employees Federal Credit UnionRegular Share/Savings AccountsSavings · $50 min
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance requirement of $50.00 establishes and maintains credit union membership. Dividend is calculated on the daily average balance and pays quarterly at a rate determined by the Board of Directors.
Offer: Dividend calculated on daily average balance and paid quarterly.
Rate checked
More details - ESL Federal Credit UnionTiered SavingsSavings · $10,000 min · 1.00%–2.10% by balance
Credit union · 32 branches
1.00%APY$100 a year on $10,000Requirements
Product: $20.00 monthly balance fee applies if monthly average balance drops below $50,000; fee waived if monthly average balance is $50,000 or more. No monthly service fee. Dividends paid monthly.
Offer: Balance Tier $0 - $49,999.99; minimum balance to obtain APY is $1. $20.00 average balance fee applies if monthly average balance drops below $50,000.
1.00% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $50,000Your amount 1.00% $50,000 – $100,000 1.20% $100,000 – $250,000Monthly balance fee waived if monthly average balance is $50,000 or more. 1.45% $250,000 – $1,000,000Monthly balance fee waived if monthly average balance is $50,000 or more. 1.80% $1,000,000 and upMonthly balance fee waived if monthly average balance is $50,000 or more. 2.10% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
1.00% interest rate · Compounded daily · Effective Apr 1, 2018
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times.
1.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.00% $50,001 – $100,000 1.10% $100,001 – $250,000 1.25% $250,001 and up 1.50% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 12 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Great Erie Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.95%–1.05% by balance
Credit union · 3 branches
0.95%APY$95 a year on $10,000Requirements
Product: Transfers and withdrawals are subject to Regulation D. Dividends are earned on the average daily balance and paid monthly.
0.95% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.95% $25,000 – $50,000 1.00% $50,000 and up 1.05% Rate checked
More details - Municipal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.65%–2.02% by balance
Credit union · 15 branches
0.90%APY$90 a year on $10,000Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in New York City (NYC), and family members or household members of existing MCU members. A primary share account (Hero Savings Account, Smart Apple, or Youth Savings Account) is required to establish membership.
Offer: Variable rate account. Dividend rate and APY may change weekly as determined by Municipal Credit Union.
0.65% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.51% $50,000 – $100,000 1.76% $100,000 and up 2.02% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
717 accounts at 293 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.72%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch