Compare Bank & Credit Union Rates
Best savings rates in Garden City, NY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Garden City, NY
- OceanFirst BankMoney Market AccountMoney Market Account · $1,000 min · 0.03%–0.05% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account.
Offer: Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account.
0.03% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.03% $50,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Requires an OceanFirst Visa debit card and checking account. Available to anyone 13 years or older (customers under 18 require an adult co-signer). No monthly service fee.
Offer: Requires an OceanFirst Visa debit card and checking account. $10 funding required at opening. Rate may vary after account opening.
Qualified rate · 0.03% interest rate · No monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Available to anyone 13 years or older (customers under 18 require an adult co-signer). $5.00 monthly service charge waived if you maintain a $100 minimum balance.
Offer: Rate may vary after account opening. $5.00 monthly service charge waived with $100 minimum balance.
0.03% interest rate · $5 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available to adults 18 years or older with a U.S. residential address. Rate is variable and may change after account opening.
Offer: Earn 0.01% APY on average daily balances over $100; balances under $100 do not earn interest. Avoid $5 monthly maintenance charge by maintaining an average daily balance of $300 or more.
$5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - Dime Commercial BankAspire Statement SavingsSavings · $100 min · 0.00%–0.01% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Available to natural persons for personal, household or family purposes. Monthly cycle service charge of $5.00 if average available balance falls below $500.
Offer: For balances below $100 the APY is 0.00%. Monthly cycle service charge of $5.00 if average balance falls below $500.
$5 monthly fee · Effective Jul 13, 2023
Rate by balance
Rate by balance for Aspire Statement Savings Balance APY Up to $100 0.00% $100 and upYour amount 0.01% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - Peapack Private Bank & TrustPremium Tiered Money MarketPremium Tiered Money Market · $100 min · 0.00%–1.40% by balance
Bank · 1 branch
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: Must open a Premium Access Checking account ($100 minimum deposit, $30 monthly fee if combined average ledger balance < $50,000 in qualifying deposit accounts). New money only. Average daily balance of at least $50,000 as of last statement cycle required to obtain APY above 0.00%. If Premium Access Checking is closed/converted, bank reserves right to convert to Legacy II Money Market Account. Standard money market rules apply. eStatements required to avoid $5.00 paper statement fee.
Offer: New money only. Average daily balance of $.01 to $49,999.99 earns 0.00% APY. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee.
Qualified rate · 0.00% interest rate · Effective Nov 13, 2024
Rate by balance
Rate by balance for Premium Tiered Money Market Balance APY Up to $50,000Your amount 0.00% $50,000 – $250,000 0.40% $250,000 – $500,000 0.90% $500,000 and up 1.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Garden City, NY
30 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.04%
- Top 10% from
- 2.10%
- Banks, typical
- 0.03%
- Credit unions, typical
- 1.61%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches