Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–14 of 14 in Nassau County, NY · median 10.52% APR
- 7.90%APRas low as
Terms
Regular APR after the introductory period is 7.9%.
Credit card score 93 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Visa Regular rate as low as 8.99% APR.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Variable APR as low as 9.49%. Rate varies based on creditworthiness.
Credit card score 87 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - Town of Hempstead Employees Federal Credit UnionVisa Preferred · No annual fee
Credit union · 2 branches
9.90%APRas low asCredit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed rate with a 25-day grace period and no annual fee. Subject to credit approval.
Credit card score 83 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.80%APRas low as
Terms
25 days grace period for retail purchases; Finance charge on average daily unpaid balance; APR may be lowered or increased with 90 days notice
Credit card score 80 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.70%APRas low as · up to 18.00%
11.70% APR, up to 18.00%
Terms
After the promotional period, the cardholder's purchase APR will default to the regular non-promotion variable APR of Prime rate + a margin (disclosed at account opening). Current Prime rate is 7.00%. Maximum rate is 18%. Variable Rate APR as low as 11.70% (also cited as starting at 11.45% APR in FAQ on p15). Subject to credit approval.
Credit card score 75 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.65%APRas low as · up to 20.65%
13.65% APR, up to 20.65%
Terms
Variable APR for purchases, depending on creditworthiness at account opening. Varies with the market based on the Prime Rate (7.00%). Balance Transfer Fee is $1.00 or 3.00% of each balance transfer, whichever is greater.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.99%APRas low as · up to 26.99%
18.99% APR, up to 26.99%
Terms
Variable APR for purchases and balance transfers is 18.99% - 26.99% based on creditworthiness. $0 annual fee with active Costco membership.
Credit card score 60 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Nassau County, NY
14 banks and credit unions · checked Oct 7–22
- Typical
- 10.52%
- Top 10% up to
- 9.14%
- Banks, typical
- 17.74%
- Credit unions, typical
- 9.95%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches