Compare Bank & Credit Union Rates
Best savings rates in Santa Fe, NM
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Santa Fe, NM
- State Employees Credit UnionKasasa SaverSavings · $0 min · 0.30%–0.60% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account to make saving easy. Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies for highest Kasasa Saver rate; otherwise base dividend rate applies.
Offer: Balances up to $50,000 when monthly qualifications in linked Kasasa Cash or Kasasa Cash Back checking account are met.
Qualified rate · 0.60% interest rate
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 0.60% $50,000 and upstated APY range is 0.60% to 0.40% with interest rate 0.30%. 0.30%* Rate checked
More details - U.S. Eagle Federal Credit UnionInvestment Plus Money MarketInvestment Plus Money Market · $1,000 min · 0.00%–0.60% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening balance is $1,000. Account is tiered-rate based on balance. Variable rate account.
Offer: Tier 1: $100 to $999.99
0.00% interest rate · Effective Sep 20, 2026
Rate by balance
Rate by balance for Investment Plus Money Market Balance APY $100 – $1,000 0.00% $1,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 – $150,000 0.60% $150,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Earns dividends on balances of $25 or more; $25 balance required.
0.30% interest rate
Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires a $50 minimum monthly deposit for nine months. Fee may reduce earnings on the account. A penalty may be imposed for early withdrawal on any share certificate product.
Offer: $10.00 Minimum Balance to obtain APY. Requires a $50 minimum monthly deposit for nine months. A penalty may be imposed for early withdrawal on any share certificate product.
0.25% interest rate · Effective Oct 22, 2026
Rate checked
More details - Nusenda Credit UnionRegular SavingsSavings · $5 min · 0.00%–0.25% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. No monthly fees. Minimum opening deposit is $5. Must maintain the minimum daily balance each day to obtain the disclosed APY.
Offer: Non-Transaction Share/Dividend tier for minimum balance of $5.
0.00% interest rate · Compounded daily · No monthly fee · Effective Apr 30, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $100 0.00% $100 – $9,999 0.25% $10,000 and upYour amount 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.20% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership; 6 free withdrawals per month; dividends paid quarterly.
Offer: Earns dividends on balances of $300 or more; $5 balance required / minimum deposit to open and maintain membership.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: 6 free withdrawals per month; 65¢ per transaction thereafter; dividends paid quarterly.
Offer: Earns dividends on balances of $300 or more; $0 balance required / no minimum deposit to open.
0.15% interest rate · No monthly fee
Rate checked
More details - State Employees Credit UnionMoney ManagerMoney Manager · $1,000 min · 0.10%–0.30% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,0000.10% interest rate
Rate by balance
Rate by balance for Money Manager Balance APY $1,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - Del Norte Credit UnionPrimary Savings AccountSavings · $5 min · 0.10%–0.20% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account; rate may change after account opening. Minimum balance to open of $5.00. Fees may reduce earnings.
Offer: Minimum average daily balance to obtain APY is $5.00.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Primary Savings Account Balance APY Up to $2,000 0.10% $2,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.10% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Serves as share of ownership in Zia Credit Union. $25 minimum balance required to maintain credit union membership. Dividends are earned on the average daily balance for the month.
0.05% interest rate · No monthly fee · Effective Nov 14, 2022
Rate by balance
Rate by balance for Share Savings Balance APY Up to $1,999 0.05% $1,999 – $3,999 0.05% $3,999 – $39,999Your amount 0.10% Over $39,999 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Unlimited transactions and free withdrawals.
Offer: No Minimum Amount To Open. No Low Balance Fee. Free Withdraws. Must have a minimum $100.00 balance in order to accumulate dividends. Rates are variable and may change after the account is opened.
0.10% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Santa Fe, NM
59 accounts at 17 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Santa Fe, NM metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sandia Area Federal Credit UnionCredit union · 1 branch
- State Employees Credit UnionCredit union · 3 branches
- Guadalupe Credit UnionCredit union · 3 branches