Compare Bank & Credit Union Rates
Best savings rates in Lakewood, NJ
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lakewood, NJ
- Apple BankApple Bank Choice Money Market AccountApple Bank Choice Money Market Account · $2,500 min
Bank · 1 branch
3.55%APY$355 a year on $10,000Requirements
Product: Open at branch locations. Can be linked with Choice Checking in the Apple Choice Banking Program for preferred rates. No monthly maintenance fee regardless of account balance. Must maintain a minimum daily balance of $2,500.00 each day to earn stated APY.
Offer: Preferred Rate through Apple Choice Banking Program Elite tier: Primary owner of Choice Checking who meets Premier tier requirements (maintain $2,500 min daily balance in Choice Checking, or 1 qualifying ACH deposit, or enroll in paperless statements), is primary/secondary owner of Choice Money Market, conducts 5 qualifying credit/debit transactions of at least $25 each in Choice Checking per statement cycle, and maintains $2,500 minimum balance in Choice Money Market on evaluation date. Preferred rate is 0.50% above standard interest rate.
3.48% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Apple BankApple Bank Choice Money Market AccountApple Bank Choice Money Market Account · $2,500 min
Bank · 1 branch
3.03%APY$303 a year on $10,000Requirements
Product: Open at branch locations. Can be linked with Choice Checking in the Apple Choice Banking Program for preferred rates. No monthly maintenance fee regardless of account balance. Must maintain a minimum daily balance of $2,500.00 each day to earn stated APY.
Offer: Standard rate. Must maintain a minimum daily balance of $2,500.00 each day to earn the stated APY.
2.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: If unable to maintain a daily balance of $1,000.00, a $10.00 monthly maintenance fee will be imposed.
Offer: Monthly maintenance fee waived if minimum daily balance of $1,000.00 is maintained.
2.96% interest rate · $10 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires maintaining a checking account with First Commerce Bank. A $15.00 monthly maintenance fee is imposed if unable to maintain a daily balance of $25,000.00.
Offer: Requires maintaining a checking account. A $15.00 monthly maintenance fee applies if a daily balance of $25,000.00 is not maintained.
Qualified rate · 2.96% interest rate · $15 monthly fee · Effective Sep 21, 2026
Rate checked
More details - Apple BankApple Advantage Money Market AccountApple Advantage Money Market Account · $10,000 min
Bank · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Available in branch.
1.48% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Commerce BankPremier Money MarketPremier Money Market · $10,000 min · 1.25%–1.50% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered rate account with no monthly fees.
Offer: No monthly fees.
1.24% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $50,000Your amount 1.25% $50,000 and up 1.50% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: If unable to maintain a minimum daily balance of $1,000.00, a $20.00 monthly maintenance fee will be imposed.
Offer: Monthly maintenance fee waived if minimum daily balance of $1,000.00 is maintained.
0.35% interest rate · $20 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered rate account. A $10.00 monthly maintenance fee is imposed if unable to maintain the $10,000 minimum balance requirement.
Offer: A $10.00 monthly maintenance fee is imposed if unable to maintain a $10,000 minimum balance.
0.25% interest rate · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% Over $1,000Your amount 0.15% Rate checked
More details - Provident BankPlatinum MoneyManagerPlatinum MoneyManager · $0 min · 0.00%–0.30% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to a Provident Platinum Checking account.
Offer: Must be linked to a Provident Platinum Checking account.
Qualified rate · 0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Platinum MoneyManager Balance APY Up to $4,999 0.00% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lakewood, NJ
32 accounts at 8 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.85%
- Banks, typical
- 0.10%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches