Compare Bank & Credit Union Rates
Best savings rates in Hamilton, NJ
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Hamilton, NJ
- 3.75%APY$375 a year on $10,000intro rate
Requirements
Product: Not available to open online; must be opened in person and funded with new money (funds not already on deposit at Altra). One account per member; personal accounts only (not available to Guardianship, Rep Payee, or UTMA accounts). No minimum deposit or minimum balance required. Additional deposits in-person only, up to $250,000 maximum. Earns posted APY on balances up to $250,000; amounts over $250,000 deposited to regular savings. Dividends paid monthly. Limited time offer.
Promotional rate · 3.69% interest rate · Balance cap $250,000 · Effective Jul 1, 2026
Rate checked
More details - 2.80%APY$280 a year on $10,000
Requirements
Product: Limited Availability.
Offer: Tier for daily balance of $100,000 or less.
2.77% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for High-Yield Digital Savings Balance APY Up to $100,000Your amount 2.80% $100,001 and up 3.50% Rate checked
More details - Altra Federal Credit UnionBest Life Advantage Tiered SavingsSavings · $0 min · 1.90%–2.40% by balance
Credit union · 1 branch
1.90%APY$190 a year on $10,000intro rateRequirements
Product: Annual Percentage Yield (APY) based on average daily balance. Membership eligibility required. One account per member; personal accounts only. Account balance may be added to at any time; no penalty for withdrawal. No checking or direct deposit required. Limited time offer.
Promotional rate · 1.88% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Best Life Advantage Tiered Savings Balance APY Up to $14,999Your amount 1.90% $15,000 – $49,999 2.00% $50,000 – $74,999 2.10% $75,000 – $99,999 2.20% $100,000 – $149,999 2.30% $150,000 and up 2.40% Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times.
1.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.00% $50,001 – $100,000 1.10% $100,001 – $250,000 1.25% $250,001 and up 1.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
Offer: Must maintain at least $5,000.00 to earn the annual percentage yield.
0.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available to MN, WI, IL, & TX residents only. Personal and UTMA accounts only; joint account holder age 18 or over required on minor accounts. One account per primary account holder per participating credit union. $25 minimum opening deposit and $25 minimum balance required. Earn prize-drawing entries for every $25 increase (up to 6 entries per month) for 12-month savings period.
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $5,000 daily minimum balance required to avoid a $25.00 monthly service charge. Interest earned on every dollar.
0.30% interest rate · $25 monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A minimum balance of $5,000 must be maintained in the account each day to avoid a monthly service charge of $25.00. Interest earned on every dollar.
Offer: A minimum balance of $5,000 must be maintained in the account each day to avoid a monthly service charge of $25.00.
0.30% interest rate · $25 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - Central Jersey Police & Fire FCUShare AccountSavings · $5 min · 0.04%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: A $5.00 deposit into your Share Account establishes membership.
0.04% interest rate
Rate by balance
Rate by balance for Share Account Balance APY Up to $1,000 0.04%* $1,000 – $10,000 0.10%* $10,000 – $25,000Your amount 0.25%* $25,000 – $10,000,000 0.50%* Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required. A Special Savings account can be used as a budgeting tool or to keep some of your savings separated from other funds. Dividends are paid quarterly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Altra Federal Credit UnionIndexed Tiered SavingsSavings · $0 min · 0.10%–4.32% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Available to both Business and Retail Members. Rate indexed to 3-month Regular Advance rate of FHLB of Chicago. Floor Rate of 0.50% APY for balances higher than $250,000.00. Limited to balances below $10,000,000.00. Limit 1 Indexed Tiered Savings account per tax reported owner.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Tiered Savings Balance APY Up to $249,999Your amount 0.10% $250,000 – $499,999 3.32% $500,000 – $749,999 3.52% $750,000 – $999,999 3.92% $1,000,000 and up 4.32% Rate checked
More details - First Point Federal Credit UnionRegular Share AccountSavings · $50 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $4,999 0.10% $5,000 – $19,999Your amount 0.10% $20,000 – $34,999 0.25% $35,000 – $999,999 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 minimum balance is required in a Regular savings account for all Altra members; this is your ownership share in the Credit Union. This account pays dividends quarterly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Hamilton, NJ
24 accounts at 8 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.71%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Trenton, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- HEFCUCredit union · 1 branch