Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Missouri
- Blue Ridge Bank and Trust Co.Maximum Yield (MY) Savings AccountSavings · $25 min · 0.20%–2.06% by balance
Bank · 8 branches
2.06%APY$206 a year on $10,000with conditionsRequirements
Product: Requires a MY Checking account and meeting monthly qualifications: 12 or more debit or credit MasterCard POS purchases per monthly cycle, 1 ACH direct deposit or payment set up, active email account, registration for electronic statements, online banking registration, and applying for a free Blue Ridge Bank debit MasterCard. Paper statements available for a $5 monthly fee. Allows 6 transfers per monthly statement cycle; $1 excess item fee for each withdrawal in excess of 3 per monthly statement cycle. $25 fee if closed within 180 days of opening.
Offer: Qualifications met in MY Checking.
Qualified rate · 2.04% interest rate · No monthly fee · Effective Feb 2, 2026
Rate by balance
Rate by balance for Maximum Yield (MY) Savings Account Balance APY Up to $25,000Your amount 2.06% Over $25,000Qualifications met in MY Checking; 0.20% Rate checked
More details - 2.01%APY$201 a year on $10,000with conditions
Requirements
Product: Requires linked Montgomery eBlue Checking account. Minimum opening deposit is $100. No monthly maintenance fee. Limited to one account per individual.
Offer: Applies to daily collected balances up to $50,000 when qualification activity requirements on linked eBlue Checking are met (at least 12 debit card POS purchases, at least 1 direct deposit or recurring ACH auto debit, maintain valid email and free eStatements).
Qualified rate · 1.99% interest rate · Balance cap $50,000 · Effective May 1, 2026
Rate checked
More details - Postal & Community Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 2.00%–3.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Rates effective October 13 to October 26, 2026. Nominal Interest Rate (NIR) and APY tiered by minimum balance. Maintaining a minimum balance of $1,000 earns interest; minimum deposit of $25.00; minimum withdrawal is $200; interest paid monthly. Up to three checks per month and six cash withdrawals per month without incurring a fee.
Promotional rate · 1.98% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 2.75% $100,000 and up 3.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account to receive automatic transfers of rewards. Limit 1 account per SSN/ITIN.
Offer: Base rate applied to entire average daily balance when linked Kasasa Cash or Kasasa Cash Back qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Any balance 0.05% Up to $25,000Your amount 2.00% $25,000 – $9,999,999 Unknown Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.
Qualified rate · 1.98% interest rate · Balance cap $24,999.99 · Effective May 14, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.
Qualified rate · 1.98% interest rate · Balance cap $24,999.99 · Effective May 14, 2026
Rate checked
More details - Commercial BankFree Kasasa Saver® AccountSavings · $100 min · 1.49%–2.00% by balance
Bank · 4 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Exclusively available to Kasasa Cash or Kasasa Cash Back checking account holders. Limit 1 account per SSN.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during Monthly Qualification Cycle: 12+ debit card purchases > $1.00, enrollment in e-statements, and 1+ direct deposit/ACH payment transaction.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Free Kasasa Saver® Account Balance APY Up to $50,000Your amount 2.00% Over $50,000When qualifications are met. 1.49% Rate checked
More details - United Consumers Credit UnionFree Kasasa SaverSavings · $100 min · 0.15%–2.00% by balance
Credit union · 3 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
Offer: Qualifying rate when linked Kasasa Cash/Cash Back qualifications are met during Monthly Qualification Cycle.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.15% Rate checked
More details - Alltru Credit UnionHigh Yield Online SavingsSavings · $0 min · 0.05%–2.00% by balance
Credit union · 5 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Requires an open, active checking account with at least 1 ACH deposit or withdrawal per month, consent to receive periodic statements electronically, and all transactions conducted online. Only one account per social security number.
Offer: Applies to daily balances between $0-$25,000 if qualifications are met.
Qualified rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for High Yield Online Savings Balance APY Up to $25,000Your amount 2.00% $25,000 and up 0.05% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit of 1 account per Social Security Number. Restricted to no more than 6 debits/transfers per monthly qualification cycle.
Offer: Applies to daily balances up to $35,000 when qualification requirements are met on the linked Kasasa Cash or Kasasa Cash Back checking account during the Monthly Qualification Cycle (at least 1 direct deposit or ACH transaction, at least 12 debit card purchases post and settle, and enrolled in Digital Banking to obtain monthly statements). Automatically qualifies for the first cycle.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $35,000Your amount 2.00% $35,000 and up 0.25%* Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Offer: Minimum opening deposit $25. Minimum balance to earn APY: Any balance.
1.98% interest rate
Rate checked
More details - 2.00%APY$200 a year on $10,000
Effective Jan 10, 2025
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Scott Credit UnionMoney Market AccountMoney Market Account · 1.80%–2.05% by balance
Credit union · 5 branches
1.95%APY$195 a year on $10,0001.79% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 1.80% $2,500 – $10,000 1.95% $10,000 – $25,000Your amount 1.95% $25,000 – $50,000 2.00% $50,000 and up 2.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 186 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch