Compare Bank & Credit Union Rates
Best savings rates in Ellisville, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Ellisville, MO
- 0.25%APY$25 a year on $10,000
Requirements
Product: $3 monthly fee if balance falls below $150 minimum daily balance. Two free withdrawals per month; additional withdrawals are $1 each if balance is less than $500.
Offer: Calculated daily, compounded semi-annually. $3 monthly fee if balance falls below $150 minimum daily balance. Two free withdrawals per month, $1 each additional withdrawal if balance is less than $500.
0.25% interest rate · $3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered variable interest rates. $2,500 monthly minimum balance to avoid $10 monthly service fee. Includes 6 free electronic transfers/ACH debits/third-party checks per month; $10.00 fee per item in excess of 6.
Offer: Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee.
0.00% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $500,000 0.65% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.50% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Minimum opening deposit of $10,000. $10 quarterly service fee waived with a minimum balance of $10,000.
Offer: Quarterly service fee of $10 waived with $10,000 minimum balance.
0.07% interest rate
Rate checked
More details - Montgomery BankMontgomery Gold Money Market CheckingMontgomery Gold Money Market Checking · $100 min
Bank · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Minimum balance to avoid service fee is $2,500. Minimum opening deposit is $100.
Offer: Must maintain the minimum balance needed for tier to earn APY. Monthly fee is $0 with $2,500 minimum balance to avoid service fee.
0.07% interest rate · No monthly fee
Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Minimum opening deposit of $100. $10 quarterly service fee waived with a minimum balance of $2,500.
Offer: Quarterly service fee of $10 waived with $2,500 minimum balance.
0.06% interest rate
Rate by balance
Rate by balance for Montgomery Gold Savings Balance APY Up to $10,000Your amount 0.06% $10,000 – $25,000 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% Over $100,000 0.07% Rate checked
More details - 0.06%APY$6 a year on $10,000
0.06% interest rate
Rate by balance
Rate by balance for Montgomery New Start Savings Balance APY Up to $5,000 0.06% $5,000 – $10,000Your amount 0.06% $10,000 – $25,000 0.07% $25,000 – $50,000 0.07% Over $50,000 0.07% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Minimum opening deposit of $100. $10 quarterly service fee waived with a minimum balance of $100.
Offer: Quarterly service fee of $10 waived with $100 minimum balance.
0.06% interest rate
Rate by balance
Rate by balance for Montgomery Blue Savings Balance APY Up to $5,000 0.06% $5,000 – $10,000Your amount 0.06% $10,000 – $25,000 0.07% $25,000 – $50,000 0.07% Over $50,000 0.07% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Only available to Premier Checking account customers.
Offer: Must have Premier Checking Account. Interest compounds monthly.
Qualified rate · 0.05% interest rate · Effective Aug 8, 2022
Rate checked
More details - Bank of Franklin CountyPatriot Money MarketPatriot Money Market · $25 min · 0.05%–0.35% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Tiered rate account. Monthly service charge of $10 applies if daily balance falls below $1,000 any day of the statement cycle. Transaction limit of six withdrawals or transfers per monthly statement cycle applies.
Offer: Service charge of $10 imposed each monthly statement cycle if the daily balance falls below $1,000 any day of the cycle.
0.05% interest rate · $10 monthly fee · Effective Aug 8, 2022
Rate by balance
Rate by balance for Patriot Money Market Balance APY Up to $49,999Your amount 0.05% $50,000 – $99,999 0.35% $100,000 and up 0.35% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Personal savings account. Interest is paid quarterly.
Offer: Interest paid quarterly. No maintenance fees.
0.05% interest rate · No monthly fee · Effective Aug 8, 2022
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.
Offer: Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.
$3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.02% by balance
Bank · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Variable-rate account. $100.00 minimum deposit required to open. Check writing privileges included. $10.00 Monthly Maintenance Fee, avoidable by maintaining a daily Ledger Balance of $1,000.00 or more during a calendar month.
Offer: Variable rate; APY accurate as of 10/16/2026. $10.00 monthly maintenance fee avoidable with a daily ledger balance of $1,000.00 or more during a calendar month.
$10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 and up 0.02% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ellisville, MO
43 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.06%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.35%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch