Compare Bank & Credit Union Rates
Best savings rates in Mississippi
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Mississippi
- 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - New Orleans Firemen's Federal Credit UnionKasasa SaverSavings · $0 min · 0.01%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: No monthly maintenance fees. No minimum balance required to open or maintain.
Offer: Non-qualifying rate when paired Kasasa checking qualifications are not met.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.01% Up to $50,000Your amountQualifying rate tier when paired Kasasa checking account qualification requirements are met. 0.25% Rate checked
More details - Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 12 branches
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 12 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earn dividends on balances greater than $500.00. Unlimited withdrawals by Teller or ATM.
0.25% interest rate · Effective Dec 31, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open multiple accounts to save for holidays, birthdays, vacations, and more. $10 minimum opening deposit.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 one-time membership fee required to establish share of ownership. $5 monthly service charge is waivable by maintaining a $100 minimum combined balance across all Mutual Credit Union accounts. Competitive dividends earned on average daily balances of $100 or more.
Offer: Dividends earned on average daily balances of $100 or more. $5 monthly service charge waived with $100 combined balance across all accounts.
$5 monthly fee
Rate checked
More details - Rivertrust Federal Credit UnionShares (Savings)Savings · $10 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Establishes membership with Rivertrust FCU. Dividend posting period is quarterly. Rates subject to change without notice.
Offer: Dividend posting period is quarterly.
0.05% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Shares (Savings) Balance APY $10 and up 0.05% $1,000 and up 0.10% $5,000 and upYour amount 0.25% Rate checked
More details - Rivertrust Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.25%–0.75% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Offer: Dividend posting period: quarterly.
0.25% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 and upYour amount 0.25% $50,000 and up 0.45% $100,000 and up 0.75% Rate checked
More details - First State BankKasasa Saver Savings AccountSavings · $100 min · 0.05%–0.25% by balance
Bank · 16 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Linked free Kasasa Cash or Cash Back checking account required. Must enroll and receive monthly account statements electronically; failure to do so results in a $6.00 monthly paper statement fee. $100 minimum deposit to open.
Offer: Earned on all balances any month qualifications are not met.
Qualified rate · No monthly fee · Effective Mar 16, 2020
Rate by balance
Rate by balance for Kasasa Saver Savings Account Balance APY Any balance 0.05% Up to $20,000Your amount 0.25% $20,000 and up 0.10% Rate checked
More details - Members Exchange Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.45% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are earned on the average daily balance, compounded and paid quarterly. The account must remain open through the end of the dividend period. No service fee if required minimum balance is maintained.
Offer: Variable rate. Requires minimum earning balance of $2,500.
0.20% interest rate · Effective Mar 14, 2023
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.45% Rate checked
More details - Gulf Coast Community Federal Credit UnionWealth Builder Savings AccountSavings · $0 min
Credit union · 4 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Low $25 minimum monthly deposit required systematically using payroll deduction, direct deposit, or automatic transfer. Active Gulf Coast Community Federal Credit Union checking account must be maintained. No penalty-free withdrawals permitted.
Qualified rate · 0.25% interest rate · No monthly fee · Effective May 5, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Requires a balance of $100.00 or greater to earn interest. Interest is accrued daily and compounded quarterly.
0.25% interest rate · Compounded quarterly
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Mississippi
174 accounts at 68 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.21%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches